This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, SHRIRAMPUR branch in SHRIRAMPUR. The 11-digit IFSC BKID0000669 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the SHRIRAMPUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0000669 is the IFSC of Bank of India's SHRIRAMPUR branch. The format is fixed: BKID = bank code, 0 = reserved, 000669 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Shrirampur branch in Shrirampur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0000669.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Shrirampur |
| IFSC Code | BKID0000669 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO6 NARAYAN COMPLEX KVROAD CROSSMAIN ROAD AP SHRIRAMPUR DIST AHMEDNAGAR P |
| City | Shrirampur |
| District | Shrirampur |
| State | Maharashtra |
| STD Code | 2422 |
| Phone | 2422222145 |
About the Shrirampur branch
The Shrirampur branch of Bank of India is situated at WARD NO6 NARAYAN COMPLEX KVROAD CROSSMAIN ROAD AP SHRIRAMPUR DIST AHMEDNAGAR P. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0000669 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SHRIRAMPUR of Bank of India — its own 11-character IFSC. The code BKID0000669 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000669 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Shrirampur branch
Once you have an account at Bank of India – SHRIRAMPUR, the IFSC BKID0000669 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Shrirampur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000669
How to transfer money using IFSC BKID0000669
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000669 across all three.
NEFT to Bank of India, SHRIRAMPUR using IFSC BKID0000669
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0000669, and confirm that the system picks up Bank of India – SHRIRAMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0000669
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – SHRIRAMPUR, ensure your bank's portal accepts IFSC BKID0000669 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India SHRIRAMPUR (IFSC BKID0000669)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000669 in your mobile or internet banking app, and the money is credited to the SHRIRAMPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000669 for Bank of India – SHRIRAMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000669 | Yes – BKID0000669 | Yes – BKID0000669 |
For most retail customers crediting the Shrirampur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0000669
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – SHRIRAMPUR is still mapped to IFSC BKID0000669. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000669 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0000669
Bank of India customers can register for net banking and the bank's official mobile app once their account at the SHRIRAMPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0000669 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0000669 and the account number together uniquely identify the Shrirampur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0000669
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – SHRIRAMPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0000669. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Shrirampur branch
The branch is located at WARD NO6 NARAYAN COMPLEX KVROAD CROSSMAIN ROAD AP SHRIRAMPUR DIST AHMEDNAGAR P, which puts it inside Shrirampur, the broader Shrirampur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Shrirampur branch” — the verified location pin for IFSC BKID0000669 should appear at the top of the results.
- Confirm the branch is open by calling 2422-2422222145 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0000669 and your account number.
Verifying IFSC BKID0000669 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000669 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2422-2422222145.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shrirampur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0000669, however, work 24x7.
Branch address & contact
Bank of IndiaShrirampur Branch
WARD NO6 NARAYAN COMPLEX KVROAD CROSSMAIN ROAD AP SHRIRAMPUR DIST AHMEDNAGAR P
Shrirampur, Maharashtra
Phone: 2422-2422222145
IFSC: BKID0000669
Frequently asked questions
Is IFSC BKID0000669 valid for NEFT and RTGS?
Yes. IFSC BKID0000669 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Shrirampur branch?
You can reach the branch at 2422-2422222145 during regular banking hours.
How quickly will an NEFT transfer using BKID0000669 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Shrirampur reflect within 30 minutes.
Where is Bank of India Shrirampur branch located?
Bank of India's Shrirampur branch is located at WARD NO6 NARAYAN COMPLEX KVROAD CROSSMAIN ROAD AP SHRIRAMPUR DIST AHMEDNAGAR P, Shrirampur, Maharashtra.
Does Bank of India Shrirampur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2422-2422222145 to confirm.
Can I use IFSC BKID0000669 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000669 to send funds instantly.
How do I add Bank of India Shrirampur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000669, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Shrirampur branch?
The IFSC code of Bank of India, Shrirampur branch is BKID0000669. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0000669 belongs to Bank of India's SHRIRAMPUR branch, located at WARD NO6 NARAYAN COMPLEX KVROAD CROSSMAIN ROAD AP SHRIRAMPUR DIST AHMEDNAGAR P in SHRIRAMPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
