This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, TAMILIA branch in SERAIKELA. The 11-digit IFSC BKID0005980 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the TAMILIA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005980 is the IFSC of Bank of India's TAMILIA branch. The format is fixed: BKID = bank code, 0 = reserved, 005980 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Tamilia branch in Seraikela. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005980.
Tamilia branch overview
Located at GOVIND VIDYALAYA NEAR BRAHMANAND HOSPITAL VILL TAMOLIA PIN 831020, the Tamilia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005980 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Tamilia |
| IFSC Code | BKID0005980 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GOVIND VIDYALAYA NEAR BRAHMANAND HOSPITAL VILL TAMOLIA PIN 831020 |
| City | Seraikela |
| District | Saraikela Kharsawan |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 7319809586 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's TAMILIA branch came to be assigned the code BKID0005980.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005980, money simply cannot be routed to the TAMILIA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Tamilia branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005980 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0005980
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005980 across all three.
How to use IFSC BKID0005980 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's TAMILIA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005980.
- Confirm the bank name auto-populates as Bank of India and the branch as TAMILIA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0005980
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – TAMILIA, ensure your bank's portal accepts IFSC BKID0005980 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – TAMILIA, use IMPS. With IFSC BKID0005980 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005980 for Bank of India – TAMILIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005980 | Yes – BKID0005980 | Yes – BKID0005980 |
For most retail customers crediting the Tamilia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's TAMILIA branch, the IFSC BKID0005980 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Tamilia branch
Once you have an account at Bank of India – TAMILIA, the IFSC BKID0005980 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Tamilia branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005980
Digital banking channels
Most day-to-day work that customers used to do at the Tamilia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005980 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Tamilia branch
The branch is located at GOVIND VIDYALAYA NEAR BRAHMANAND HOSPITAL VILL TAMOLIA PIN 831020, which puts it inside Seraikela, the broader Saraikela Kharsawan district, and the state of Jharkhand. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Tamilia branch” — the verified location pin for IFSC BKID0005980 should appear at the top of the results.
- Confirm the branch is open by calling 91-7319809586 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005980 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – TAMILIA:
- The IFSC is exactly BKID0005980 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and TAMILIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tamilia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005980, however, work 24x7.
Verifying IFSC BKID0005980 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005980 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7319809586.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaTamilia Branch
GOVIND VIDYALAYA NEAR BRAHMANAND HOSPITAL VILL TAMOLIA PIN 831020
Seraikela, Jharkhand
Phone: 91-7319809586
IFSC: BKID0005980
Frequently asked questions
What is the phone number of Bank of India Tamilia branch?
You can reach the branch at 91-7319809586 during regular banking hours.
Is IFSC BKID0005980 valid for NEFT and RTGS?
Yes. IFSC BKID0005980 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Tamilia branch located?
Bank of India's Tamilia branch is located at GOVIND VIDYALAYA NEAR BRAHMANAND HOSPITAL VILL TAMOLIA PIN 831020, Seraikela, Jharkhand.
How quickly will an NEFT transfer using BKID0005980 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Tamilia reflect within 30 minutes.
Is IFSC BKID0005980 the same for all accounts at Tamilia branch?
Yes. The IFSC BKID0005980 is shared by every account held at Bank of India's Tamilia branch. Only the account number changes from customer to customer.
How do I add Bank of India Tamilia as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005980, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0005980 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005980 to send funds instantly.
What is the IFSC code of Bank of India Tamilia branch?
The IFSC code of Bank of India, Tamilia branch is BKID0005980. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0005980 belongs to Bank of India's TAMILIA branch, located at GOVIND VIDYALAYA NEAR BRAHMANAND HOSPITAL VILL TAMOLIA PIN 831020 in SERAIKELA, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
