Use this page as a one-stop reference for everything related to Bank of India's MPGB DHANORA branch in SEONI, MADHYA PRADESH. The branch's IFSC code BKID0MG8060 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's MPGB DHANORA branch, the IFSC BKID0MG8060 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and MG8060 identifies this particular branch.
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Dhanora branch in Seoni. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG8060.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Dhanora |
| IFSC Code | BKID0MG8060 |
| MICR Code | Refer to cheque leaf |
| Branch Address | POSTDHANORA TEHDHANORA DISTSEONI480999 |
| City | Seoni |
| District | Seoni |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8878156791 |
About this branch
The branch is located at POSTDHANORA TEHDHANORA DISTSEONI480999. It serves the Seoni region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0MG8060 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB DHANORA of Bank of India — its own 11-character IFSC. The code BKID0MG8060 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG8060 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mpgb Dhanora branch is mapped to IFSC BKID0MG8060 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG8060.
Banking services available
The Mpgb Dhanora branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8878156791.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG8060
How to transfer money using IFSC BKID0MG8060
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG8060 across all three.
NEFT to Bank of India, MPGB DHANORA using IFSC BKID0MG8060
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG8060, and confirm that the system picks up Bank of India – MPGB DHANORA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MPGB DHANORA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MPGB DHANORA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0MG8060 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB DHANORA, use IMPS. With IFSC BKID0MG8060 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG8060 for Bank of India – MPGB DHANORA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG8060 | Yes – BKID0MG8060 | Yes – BKID0MG8060 |
For most retail customers crediting the Mpgb Dhanora branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0MG8060
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB DHANORA is still mapped to IFSC BKID0MG8060. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG8060 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0MG8060
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB DHANORA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG8060 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mpgb Dhanora branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG8060 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB DHANORA:
- The IFSC is exactly BKID0MG8060 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB DHANORA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mpgb Dhanora branch
The branch is located at POSTDHANORA TEHDHANORA DISTSEONI480999, which puts it inside Seoni, the broader Seoni district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Dhanora branch” — the verified location pin for IFSC BKID0MG8060 should appear at the top of the results.
- Confirm the branch is open by calling 91-8878156791 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG8060 and your account number.
Verifying IFSC BKID0MG8060 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG8060 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8878156791.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mpgb Dhanora are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0MG8060 continue to work without interruption.
Branch address & contact
Bank of IndiaMpgb Dhanora Branch
POSTDHANORA TEHDHANORA DISTSEONI480999
Seoni, Madhya Pradesh
Phone: 91-8878156791
IFSC: BKID0MG8060
Frequently asked questions
What is the phone number of Bank of India Mpgb Dhanora branch?
You can reach the branch at 91-8878156791 during regular banking hours.
How quickly will an NEFT transfer using BKID0MG8060 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Dhanora reflect within 30 minutes.
Is IFSC BKID0MG8060 the same for all accounts at Mpgb Dhanora branch?
Yes. The IFSC BKID0MG8060 is shared by every account held at Bank of India's Mpgb Dhanora branch. Only the account number changes from customer to customer.
Is IFSC BKID0MG8060 valid for NEFT and RTGS?
Yes. IFSC BKID0MG8060 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Mpgb Dhanora as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG8060, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Mpgb Dhanora branch located?
Bank of India's Mpgb Dhanora branch is located at POSTDHANORA TEHDHANORA DISTSEONI480999, Seoni, Madhya Pradesh.
Summary
The IFSC code BKID0MG8060 belongs to Bank of India's MPGB DHANORA branch, located at POSTDHANORA TEHDHANORA DISTSEONI480999 in SEONI, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
