This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, PURAB BAZAR SAHARSA branch in SAHARSA. The 11-digit IFSC BKID0005810 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the PURAB BAZAR SAHARSA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's PURAB BAZAR SAHARSA branch, the IFSC BKID0005810 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 005810 identifies this particular branch.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Purab Bazar Saharsa branch in Saharsa, Bihar is part of this network and uses the IFSC code BKID0005810 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Purab Bazar Saharsa |
| IFSC Code | BKID0005810 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PURAB BAZAR SAHARSA BRANCH PRABHAT BHAWAN WARD NO 19 PURAB BAZAR AT PO SAHARSA PIN 852201 |
| City | Saharsa |
| District | Saharsa |
| State | Bihar |
| STD Code | 6478 |
| Phone | 7677641092 |
About the Purab Bazar Saharsa branch
The Purab Bazar Saharsa branch of Bank of India is situated at PURAB BAZAR SAHARSA BRANCH PRABHAT BHAWAN WARD NO 19 PURAB BAZAR AT PO SAHARSA PIN 852201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005810 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's PURAB BAZAR SAHARSA branch came to be assigned the code BKID0005810.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005810, money simply cannot be routed to the PURAB BAZAR SAHARSA branch electronically.
Account types you can open at the Purab Bazar Saharsa branch
Once you have an account at Bank of India – PURAB BAZAR SAHARSA, the IFSC BKID0005810 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Purab Bazar Saharsa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6478-7677641092.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005810
How to transfer money using IFSC BKID0005810
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005810 across all three.
NEFT to Bank of India, PURAB BAZAR SAHARSA using IFSC BKID0005810
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005810, and confirm that the system picks up Bank of India – PURAB BAZAR SAHARSA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005810
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – PURAB BAZAR SAHARSA, ensure your bank's portal accepts IFSC BKID0005810 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – PURAB BAZAR SAHARSA, use IMPS. With IFSC BKID0005810 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005810 for Bank of India – PURAB BAZAR SAHARSA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005810 | Yes – BKID0005810 | Yes – BKID0005810 |
For most retail customers crediting the Purab Bazar Saharsa branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005810
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – PURAB BAZAR SAHARSA is still mapped to IFSC BKID0005810. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005810 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Purab Bazar Saharsa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005810 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Purab Bazar Saharsa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005810 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – PURAB BAZAR SAHARSA:
- The IFSC is exactly BKID0005810 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and PURAB BAZAR SAHARSA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Purab Bazar Saharsa branch
The branch is located at PURAB BAZAR SAHARSA BRANCH PRABHAT BHAWAN WARD NO 19 PURAB BAZAR AT PO SAHARSA PIN 852201, which puts it inside Saharsa, the broader Saharsa district, and the state of Bihar. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Purab Bazar Saharsa branch” — the verified location pin for IFSC BKID0005810 should appear at the top of the results.
- Confirm the branch is open by calling 6478-7677641092 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005810 and your account number.
Verifying IFSC BKID0005810 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005810 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6478-7677641092.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Purab Bazar Saharsa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005810, however, work 24x7.
Branch address & contact
Bank of IndiaPurab Bazar Saharsa Branch
PURAB BAZAR SAHARSA BRANCH PRABHAT BHAWAN WARD NO 19 PURAB BAZAR AT PO SAHARSA PIN 852201
Saharsa, Bihar
Phone: 6478-7677641092
IFSC: BKID0005810
Frequently asked questions
Where is Bank of India Purab Bazar Saharsa branch located?
Bank of India's Purab Bazar Saharsa branch is located at PURAB BAZAR SAHARSA BRANCH PRABHAT BHAWAN WARD NO 19 PURAB BAZAR AT PO SAHARSA PIN 852201, Saharsa, Bihar.
What is the phone number of Bank of India Purab Bazar Saharsa branch?
You can reach the branch at 6478-7677641092 during regular banking hours.
Does Bank of India Purab Bazar Saharsa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6478-7677641092 to confirm.
Is IFSC BKID0005810 valid for NEFT and RTGS?
Yes. IFSC BKID0005810 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Purab Bazar Saharsa as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005810, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0005810 the same for all accounts at Purab Bazar Saharsa branch?
Yes. The IFSC BKID0005810 is shared by every account held at Bank of India's Purab Bazar Saharsa branch. Only the account number changes from customer to customer.
Final notes
To recap: BKID0005810 is the IFSC code of Bank of India, PURAB BAZAR SAHARSA branch, in SAHARSA, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
