If you are searching for the IFSC code of Bank of India, DUDDHI branch in ROBERTSGANJ UP, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0007015. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DUDDHI branch, and detailed step-by-step guides for using the IFSC BKID0007015 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007015 is the IFSC of Bank of India's DUDDHI branch. The format is fixed: BKID = bank code, 0 = reserved, 007015 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Duddhi |
| IFSC Code | BKID0007015 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF INDIA DUDDHI BRANCHWARD NO6 MAIN ROAD DUDDHI SONEBHADRA 23120 |
| City | Robertsganj Up |
| District | Robertsganj Up |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 9696339081 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Duddhi branch — IFSC BKID0007015 — extends the bank's services to customers in and around Robertsganj Up, Uttar Pradesh.
Duddhi branch overview
Located at BANK OF INDIA DUDDHI BRANCHWARD NO6 MAIN ROAD DUDDHI SONEBHADRA 23120, the Duddhi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0007015 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's DUDDHI branch came to be assigned the code BKID0007015.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007015, money simply cannot be routed to the DUDDHI branch electronically.
How to transfer money using IFSC BKID0007015
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007015 across all three.
How to use IFSC BKID0007015 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's DUDDHI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0007015.
- Confirm the bank name auto-populates as Bank of India and the branch as DUDDHI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0007015
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – DUDDHI, ensure your bank's portal accepts IFSC BKID0007015 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India DUDDHI (IFSC BKID0007015)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0007015 in your mobile or internet banking app, and the money is credited to the DUDDHI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0007015 for Bank of India – DUDDHI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0007015 | Yes – BKID0007015 | Yes – BKID0007015 |
For most retail customers crediting the Duddhi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0007015
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – DUDDHI is still mapped to IFSC BKID0007015. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007015 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Duddhi branch is mapped to IFSC BKID0007015 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0007015.
Banking services available
The Duddhi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9696339081.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0007015
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0007015 and the account number together uniquely identify the Duddhi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Duddhi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0007015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DUDDHI:
- The IFSC is exactly BKID0007015 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and DUDDHI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Duddhi branch sits at BANK OF INDIA DUDDHI BRANCHWARD NO6 MAIN ROAD DUDDHI SONEBHADRA 23120. If you are travelling from outside Robertsganj Up, search for the branch on a maps application using the bank name and locality, or call 91-9696339081 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007015 and your account number.
Verifying IFSC BKID0007015 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0007015 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9696339081.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Duddhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007015 continue to work without interruption.
Branch address & contact
Bank of IndiaDuddhi Branch
BANK OF INDIA DUDDHI BRANCHWARD NO6 MAIN ROAD DUDDHI SONEBHADRA 23120
Robertsganj Up, Uttar Pradesh
Phone: 91-9696339081
IFSC: BKID0007015
Frequently asked questions
How quickly will an NEFT transfer using BKID0007015 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Duddhi reflect within 30 minutes.
Can I use IFSC BKID0007015 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007015 to send funds instantly.
How do I add Bank of India Duddhi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007015, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Duddhi branch located?
Bank of India's Duddhi branch is located at BANK OF INDIA DUDDHI BRANCHWARD NO6 MAIN ROAD DUDDHI SONEBHADRA 23120, Robertsganj Up, Uttar Pradesh.
What is the phone number of Bank of India Duddhi branch?
You can reach the branch at 91-9696339081 during regular banking hours.
Is IFSC BKID0007015 the same for all accounts at Duddhi branch?
Yes. The IFSC BKID0007015 is shared by every account held at Bank of India's Duddhi branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of India Duddhi branch?
The IFSC code of Bank of India, Duddhi branch is BKID0007015. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Duddhi branch but serve different purposes.
Summary
The IFSC code BKID0007015 belongs to Bank of India's DUDDHI branch, located at BANK OF INDIA DUDDHI BRANCHWARD NO6 MAIN ROAD DUDDHI SONEBHADRA 23120 in ROBERTSGANJ UP, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
