IFSC Code of Bank of India, Rishikesh Main Branch, Uttarakhand

If you are searching for the IFSC code of Bank of India, RISHIKESH MAIN branch in RISHIKESH, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is BKID0007681. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the RISHIKESH MAIN branch, and detailed step-by-step guides for using the IFSC BKID0007681 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – RISHIKESH MAIN is BKID0007681. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007681 map to this branch in RISHIKESH, UTTARAKHAND.

Branch details at a glance

About the bank

Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rishikesh Main branch in Rishikesh, Uttarakhand is part of this network and uses the IFSC code BKID0007681 for all electronic settlement.

About the Rishikesh Main branch

The Rishikesh Main branch of Bank of India is situated at BANK OF INDIA,RISHIKESH MAIN BRANCH,WARD NO 17,VIRBHADRA ROAD,RISHIKESH,DIST DEHRADUN,UTTRAKHAND 249201. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0007681 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's RISHIKESH MAIN branch came to be assigned the code BKID0007681.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007681, money simply cannot be routed to the RISHIKESH MAIN branch electronically.

How to transfer money using IFSC BKID0007681

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007681 across all three.

NEFT to Bank of India, RISHIKESH MAIN using IFSC BKID0007681

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0007681, and confirm that the system picks up Bank of India – RISHIKESH MAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RISHIKESH MAIN

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's RISHIKESH MAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0007681 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India RISHIKESH MAIN (IFSC BKID0007681)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0007681 in your mobile or internet banking app, and the money is credited to the RISHIKESH MAIN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rishikesh Main

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0007681:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RISHIKESH MAIN is still linked to IFSC BKID0007681.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BKID0007681

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – RISHIKESH MAIN is still mapped to IFSC BKID0007681. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007681 and the beneficiary's account number to complete the transfer.

Account types you can open at the Rishikesh Main branch

Once you have an account at Bank of India – RISHIKESH MAIN, the IFSC BKID0007681 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Rishikesh Main branch can access most of Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BKID0007681

MICR & cheque-truncation details

Cheques drawn on the Rishikesh Main branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0007681 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Rishikesh Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0007681 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – RISHIKESH MAIN:

• The IFSC is exactly BKID0007681 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and RISHIKESH MAIN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Rishikesh Main branch sits at BANK OF INDIA,RISHIKESH MAIN BRANCH,WARD NO 17,VIRBHADRA ROAD,RISHIKESH,DIST DEHRADUN,UTTRAKHAND 249201. If you are travelling from outside Rishikesh, search for the branch on a maps application using the bank name and locality, or call 91-7895844670 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007681 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BKID0007681 for Bank of India – RISHIKESH MAIN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Rishikesh Main are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007681 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0007681 belongs to Bank of India's RISHIKESH MAIN branch, located at BANK OF INDIA,RISHIKESH MAIN BRANCH,WARD NO 17,VIRBHADRA ROAD,RISHIKESH,DIST… in RISHIKESH, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.