If you are searching for the IFSC code of Bank of India, MPGB PIPLOD branch in RATLAM, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0MG1446. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MPGB PIPLOD branch, and detailed step-by-step guides for using the IFSC BKID0MG1446 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB PIPLOD is BKID0MG1446. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG1446 map to this branch in RATLAM, MADHYA PRADESH.
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Piplod branch in Ratlam. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG1446.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Piplod |
| IFSC Code | BKID0MG1446 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SADAR BAZAR POPIPLODA 457331 |
| City | Ratlam |
| District | Ratlam |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010344 |
About this branch
The branch is located at SADAR BAZAR POPIPLODA 457331. It serves the Ratlam region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0MG1446 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB PIPLOD branch came to be assigned the code BKID0MG1446.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG1446, money simply cannot be routed to the MPGB PIPLOD branch electronically.
Products and account variants supported
Every account opened at the Mpgb Piplod branch is mapped to IFSC BKID0MG1446 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG1446.
Products and services
Customers walking into the Mpgb Piplod branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG1446
How to transfer money using IFSC BKID0MG1446
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1446 across all three.
How to use IFSC BKID0MG1446 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MPGB PIPLOD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0MG1446.
- Confirm the bank name auto-populates as Bank of India and the branch as MPGB PIPLOD.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0MG1446
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB PIPLOD, ensure your bank's portal accepts IFSC BKID0MG1446 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India MPGB PIPLOD (IFSC BKID0MG1446)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0MG1446 in your mobile or internet banking app, and the money is credited to the MPGB PIPLOD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG1446 for Bank of India – MPGB PIPLOD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG1446 | Yes – BKID0MG1446 | Yes – BKID0MG1446 |
For most retail customers crediting the Mpgb Piplod branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0MG1446
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB PIPLOD is still mapped to IFSC BKID0MG1446. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG1446 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Piplod branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG1446 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Mpgb Piplod branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG1446 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0MG1446
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MPGB PIPLOD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0MG1446. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mpgb Piplod branch
The branch is located at SADAR BAZAR POPIPLODA 457331, which puts it inside Ratlam, the broader Ratlam district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Piplod branch” — the verified location pin for IFSC BKID0MG1446 should appear at the top of the results.
- Confirm the branch is open by calling 91-8226010344 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG1446 and your account number.
Verifying IFSC BKID0MG1446 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG1446 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8226010344.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Piplod branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG1446, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Piplod Branch
SADAR BAZAR POPIPLODA 457331
Ratlam, Madhya Pradesh
Phone: 91-8226010344
IFSC: BKID0MG1446
Frequently asked questions
Is IFSC BKID0MG1446 the same for all accounts at Mpgb Piplod branch?
Yes. The IFSC BKID0MG1446 is shared by every account held at Bank of India's Mpgb Piplod branch. Only the account number changes from customer to customer.
Is IFSC BKID0MG1446 valid for NEFT and RTGS?
Yes. IFSC BKID0MG1446 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Piplod branch but serve different purposes.
How quickly will an NEFT transfer using BKID0MG1446 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Piplod reflect within 30 minutes.
Can I use IFSC BKID0MG1446 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG1446 to send funds instantly.
Does Bank of India Mpgb Piplod branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8226010344 to confirm.
Where is Bank of India Mpgb Piplod branch located?
Bank of India's Mpgb Piplod branch is located at SADAR BAZAR POPIPLODA 457331, Ratlam, Madhya Pradesh.
Final notes
To recap: BKID0MG1446 is the IFSC code of Bank of India, MPGB PIPLOD branch, in RATLAM, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
