This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, NUSRL CAMPUS branch in RANCHI. The 11-digit IFSC BKID0005900 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the NUSRL CAMPUS location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's NUSRL CAMPUS branch, the IFSC BKID0005900 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 005900 identifies this particular branch.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Nusrl Campus branch — IFSC BKID0005900 — extends the bank's services to customers in and around Ranchi, Jharkhand.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Nusrl Campus |
| IFSC Code | BKID0005900 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NATIONAL UNIVERSITY OF STUDIES RESEARCH IN LAW CAMPUS VILL NAGRI BLOCK TALUKA PO KANKE PIN 834006 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| STD Code | 91 |
| Phone | 7283233143 |
About this branch
The branch is located at NATIONAL UNIVERSITY OF STUDIES RESEARCH IN LAW CAMPUS VILL NAGRI BLOCK TALUKA PO KANKE PIN 834006. It serves the Ranchi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005900 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including NUSRL CAMPUS of Bank of India — its own 11-character IFSC. The code BKID0005900 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005900 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Nusrl Campus branch is mapped to IFSC BKID0005900 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005900.
Products and services
Customers walking into the Nusrl Campus branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005900
How to transfer money using IFSC BKID0005900
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005900 across all three.
NEFT to Bank of India, NUSRL CAMPUS using IFSC BKID0005900
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005900, and confirm that the system picks up Bank of India – NUSRL CAMPUS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005900
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – NUSRL CAMPUS, ensure your bank's portal accepts IFSC BKID0005900 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India NUSRL CAMPUS (IFSC BKID0005900)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005900 in your mobile or internet banking app, and the money is credited to the NUSRL CAMPUS branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005900 for Bank of India – NUSRL CAMPUS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005900 | Yes – BKID0005900 | Yes – BKID0005900 |
For most retail customers crediting the Nusrl Campus branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005900
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – NUSRL CAMPUS is still mapped to IFSC BKID0005900. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005900 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Nusrl Campus branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005900 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005900 and the account number together uniquely identify the Nusrl Campus branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0005900
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – NUSRL CAMPUS, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005900. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Nusrl Campus branch sits at NATIONAL UNIVERSITY OF STUDIES RESEARCH IN LAW CAMPUS VILL NAGRI BLOCK TALUKA PO KANKE PIN 834006. If you are travelling from outside Ranchi, search for the branch on a maps application using the bank name and locality, or call 91-7283233143 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005900 and your account number.
Verifying IFSC BKID0005900 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005900 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7283233143.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Nusrl Campus are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005900 continue to work without interruption.
Branch address & contact
Bank of IndiaNusrl Campus Branch
NATIONAL UNIVERSITY OF STUDIES RESEARCH IN LAW CAMPUS VILL NAGRI BLOCK TALUKA PO KANKE PIN 834006
Ranchi, Jharkhand
Phone: 91-7283233143
IFSC: BKID0005900
Frequently asked questions
Is IFSC BKID0005900 valid for NEFT and RTGS?
Yes. IFSC BKID0005900 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of India Nusrl Campus branch?
The IFSC code of Bank of India, Nusrl Campus branch is BKID0005900. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nusrl Campus branch but serve different purposes.
What is the phone number of Bank of India Nusrl Campus branch?
You can reach the branch at 91-7283233143 during regular banking hours.
Is IFSC BKID0005900 the same for all accounts at Nusrl Campus branch?
Yes. The IFSC BKID0005900 is shared by every account held at Bank of India's Nusrl Campus branch. Only the account number changes from customer to customer.
Does Bank of India Nusrl Campus branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7283233143 to confirm.
Where is Bank of India Nusrl Campus branch located?
Bank of India's Nusrl Campus branch is located at NATIONAL UNIVERSITY OF STUDIES RESEARCH IN LAW CAMPUS VILL NAGRI BLOCK TALUKA PO KANKE PIN 834006, Ranchi, Jharkhand.
Summary
The IFSC code BKID0005900 belongs to Bank of India's NUSRL CAMPUS branch, located at NATIONAL UNIVERSITY OF STUDIES RESEARCH IN LAW CAMPUS VILL NAGRI BLOCK TALUKA… in RANCHI, JHARKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
