Below are the complete branch details for Bank of India, RAJAM branch, located in RAJAM AP, ANDHRA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005666. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005666 for Bank of India – RAJAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – RAJAM is BKID0005666. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005666 map to this branch in RAJAM AP, ANDHRA PRADESH.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rajam branch in Rajam Ap, Andhra Pradesh is part of this network and uses the IFSC code BKID0005666 for all electronic settlement.
Rajam branch overview
Located at BESIDE KRISHNA CLINIC SRIKAKULAM ROADSRIKAKULAM DIST ANDHRA PRADESH, the Rajam branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005666 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Rajam |
| IFSC Code | BKID0005666 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BESIDE KRISHNA CLINIC SRIKAKULAM ROADSRIKAKULAM DIST ANDHRA PRADESH |
| City | Rajam Ap |
| District | Rajam Ap |
| State | Andhra Pradesh |
| STD Code | 8941 |
| Phone | 252511 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAJAM of Bank of India — its own 11-character IFSC. The code BKID0005666 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005666 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005666 and the account number together uniquely identify the Rajam branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0005666
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005666 across all three.
NEFT to Bank of India, RAJAM using IFSC BKID0005666
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005666, and confirm that the system picks up Bank of India – RAJAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to RAJAM
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's RAJAM branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005666 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – RAJAM, use IMPS. With IFSC BKID0005666 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005666 for Bank of India – RAJAM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005666 | Yes – BKID0005666 | Yes – BKID0005666 |
For most retail customers crediting the Rajam branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005666
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – RAJAM is still mapped to IFSC BKID0005666. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005666 and the beneficiary's account number to complete the transfer.
Account types you can open at the Rajam branch
Once you have an account at Bank of India – RAJAM, the IFSC BKID0005666 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rajam branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8941-252511.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005666
Digital banking channels
Most day-to-day work that customers used to do at the Rajam branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005666 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Rajam branch
The branch is located at BESIDE KRISHNA CLINIC SRIKAKULAM ROADSRIKAKULAM DIST ANDHRA PRADESH, which puts it inside Rajam Ap, the broader Rajam Ap district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Rajam branch” — the verified location pin for IFSC BKID0005666 should appear at the top of the results.
- Confirm the branch is open by calling 8941-252511 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005666 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – RAJAM:
- The IFSC is exactly BKID0005666 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and RAJAM as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Rajam are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005666 continue to work without interruption.
Verifying IFSC BKID0005666 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005666 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8941-252511.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaRajam Branch
BESIDE KRISHNA CLINIC SRIKAKULAM ROADSRIKAKULAM DIST ANDHRA PRADESH
Rajam Ap, Andhra Pradesh
Phone: 8941-252511
IFSC: BKID0005666
Frequently asked questions
What is the phone number of Bank of India Rajam branch?
You can reach the branch at 8941-252511 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rajam branch but serve different purposes.
What is the IFSC code of Bank of India Rajam branch?
The IFSC code of Bank of India, Rajam branch is BKID0005666. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does Bank of India Rajam branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8941-252511 to confirm.
Can I use IFSC BKID0005666 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005666 to send funds instantly.
How quickly will an NEFT transfer using BKID0005666 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Rajam reflect within 30 minutes.
How do I add Bank of India Rajam as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005666, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Rajam branch located?
Bank of India's Rajam branch is located at BESIDE KRISHNA CLINIC SRIKAKULAM ROADSRIKAKULAM DIST ANDHRA PRADESH, Rajam Ap, Andhra Pradesh.
Final notes
To recap: BKID0005666 is the IFSC code of Bank of India, RAJAM branch, in RAJAM AP, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
