Below are the complete branch details for Bank of India, PUSESAVLI branch, located in PUSESAVLI DIST SATARA, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0001304. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0001304 for Bank of India – PUSESAVLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – PUSESAVLI is BKID0001304. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001304 map to this branch in PUSESAVLI DIST SATARA, MAHARASHTRA.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Pusesavli |
| IFSC Code | BKID0001304 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPP S T STAND DATTA CHOWK GANGASHANKAR SANKPUSESAVALI TAL KHATAV DIST SATARA |
| City | Pusesavli Dist Satara |
| District | Pusesavli Dist Satara |
| State | Maharashtra |
| STD Code | 2161 |
| Phone | 2161248221 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Pusesavli branch in Pusesavli Dist Satara. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0001304.
About this branch
The branch is located at OPP S T STAND DATTA CHOWK GANGASHANKAR SANKPUSESAVALI TAL KHATAV DIST SATARA. It serves the Pusesavli Dist Satara region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0001304 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PUSESAVLI of Bank of India — its own 11-character IFSC. The code BKID0001304 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0001304 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0001304
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0001304 across all three.
How to use IFSC BKID0001304 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's PUSESAVLI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0001304.
- Confirm the bank name auto-populates as Bank of India and the branch as PUSESAVLI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PUSESAVLI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's PUSESAVLI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0001304 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – PUSESAVLI, use IMPS. With IFSC BKID0001304 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0001304 for Bank of India – PUSESAVLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0001304 | Yes – BKID0001304 | Yes – BKID0001304 |
For most retail customers crediting the Pusesavli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's PUSESAVLI branch, the IFSC BKID0001304 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Pusesavli branch is mapped to IFSC BKID0001304 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0001304.
Products and services
Customers walking into the Pusesavli branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0001304
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0001304 and the account number together uniquely identify the Pusesavli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Pusesavli branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0001304 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC BKID0001304
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – PUSESAVLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0001304. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pusesavli branch
The branch is located at OPP S T STAND DATTA CHOWK GANGASHANKAR SANKPUSESAVALI TAL KHATAV DIST SATARA, which puts it inside Pusesavli Dist Satara, the broader Pusesavli Dist Satara district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Pusesavli branch” — the verified location pin for IFSC BKID0001304 should appear at the top of the results.
- Confirm the branch is open by calling 2161-2161248221 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0001304 and your account number.
Verifying IFSC BKID0001304 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0001304 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2161-2161248221.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pusesavli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0001304, however, work 24x7.
Branch address & contact
Bank of IndiaPusesavli Branch
OPP S T STAND DATTA CHOWK GANGASHANKAR SANKPUSESAVALI TAL KHATAV DIST SATARA
Pusesavli Dist Satara, Maharashtra
Phone: 2161-2161248221
IFSC: BKID0001304
Frequently asked questions
Is IFSC BKID0001304 the same for all accounts at Pusesavli branch?
Yes. The IFSC BKID0001304 is shared by every account held at Bank of India's Pusesavli branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Pusesavli branch?
You can reach the branch at 2161-2161248221 during regular banking hours.
Is IFSC BKID0001304 valid for NEFT and RTGS?
Yes. IFSC BKID0001304 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID0001304 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Pusesavli reflect within 30 minutes.
How do I add Bank of India Pusesavli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0001304, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0001304 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0001304 to send funds instantly.
Where is Bank of India Pusesavli branch located?
Bank of India's Pusesavli branch is located at OPP S T STAND DATTA CHOWK GANGASHANKAR SANKPUSESAVALI TAL KHATAV DIST SATARA, Pusesavli Dist Satara, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pusesavli branch but serve different purposes.
Summary
The IFSC code BKID0001304 belongs to Bank of India's PUSESAVLI branch, located at OPP S T STAND DATTA CHOWK GANGASHANKAR SANKPUSESAVALI TAL KHATAV DIST SATARA in PUSESAVLI DIST SATARA, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
