Use this page as a one-stop reference for everything related to Bank of India's PURWA branch in PURWA DIST UNNAO, UTTAR PRADESH. The branch's IFSC code BKID0007302 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007302 is the IFSC of Bank of India's PURWA branch. The format is fixed: BKID = bank code, 0 = reserved, 007302 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Purwa branch in Purwa Dist Unnao, Uttar Pradesh is part of this network and uses the IFSC code BKID0007302 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Purwa |
| IFSC Code | BKID0007302 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MOHALLA BEGUMGANJAT POST PURWA DIST UNNAO |
| City | Purwa Dist Unnao |
| District | Purwa Dist Unnao |
| State | Uttar Pradesh |
| STD Code | 5142 |
| Phone | 5142220330 |
Purwa branch overview
Located at MOHALLA BEGUMGANJAT POST PURWA DIST UNNAO, the Purwa branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0007302 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PURWA of Bank of India — its own 11-character IFSC. The code BKID0007302 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0007302 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Purwa branch
Once you have an account at Bank of India – PURWA, the IFSC BKID0007302 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Purwa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5142-5142220330.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0007302
How to transfer money using IFSC BKID0007302
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007302 across all three.
NEFT to Bank of India, PURWA using IFSC BKID0007302
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0007302, and confirm that the system picks up Bank of India – PURWA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PURWA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's PURWA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0007302 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India PURWA (IFSC BKID0007302)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0007302 in your mobile or internet banking app, and the money is credited to the PURWA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Purwa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0007302:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PURWA is still linked to IFSC BKID0007302.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0007302
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – PURWA is still mapped to IFSC BKID0007302. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007302 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0007302
Bank of India customers can register for net banking and the bank's official mobile app once their account at the PURWA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0007302 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Purwa branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0007302 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0007302
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – PURWA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0007302. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Purwa branch sits at MOHALLA BEGUMGANJAT POST PURWA DIST UNNAO. If you are travelling from outside Purwa Dist Unnao, search for the branch on a maps application using the bank name and locality, or call 5142-5142220330 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007302 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0007302 for Bank of India – PURWA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Purwa are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007302 continue to work without interruption.
Branch address & contact
Bank of IndiaPurwa Branch
MOHALLA BEGUMGANJAT POST PURWA DIST UNNAO
Purwa Dist Unnao, Uttar Pradesh
Phone: 5142-5142220330
IFSC: BKID0007302
Frequently asked questions
Is IFSC BKID0007302 valid for NEFT and RTGS?
Yes. IFSC BKID0007302 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Purwa branch located?
Bank of India's Purwa branch is located at MOHALLA BEGUMGANJAT POST PURWA DIST UNNAO, Purwa Dist Unnao, Uttar Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Purwa branch but serve different purposes.
Is IFSC BKID0007302 the same for all accounts at Purwa branch?
Yes. The IFSC BKID0007302 is shared by every account held at Bank of India's Purwa branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of India Purwa branch?
The IFSC code of Bank of India, Purwa branch is BKID0007302. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0007302 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Purwa reflect within 30 minutes.
Can I use IFSC BKID0007302 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007302 to send funds instantly.
Does Bank of India Purwa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 5142-5142220330 to confirm.
Final notes
To recap: BKID0007302 is the IFSC code of Bank of India, PURWA branch, in PURWA DIST UNNAO, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
