IFSC Code of Bank of India, Nabakalebar Road Gundichavri Branch, Odisha

Below are the complete branch details for Bank of India, NABAKALEBAR ROAD GUNDICHAVRI branch, located in PURI, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005558. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005558 for Bank of India – NABAKALEBAR ROAD GUNDICHAVRI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – NABAKALEBAR ROAD GUNDICHAVRI is BKID0005558. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005558 map to this branch in PURI, ODISHA.

Branch details at a glance

Bank profile

Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Nabakalebar Road Gundichavri branch — IFSC BKID0005558 — extends the bank's services to customers in and around Puri, Odisha.

About the Nabakalebar Road Gundichavri branch

The Nabakalebar Road Gundichavri branch of Bank of India is situated at NABAKALEBAR ROAD AREAGRAND ROAD PURI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005558 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NABAKALEBAR ROAD GUNDICHAVRI branch came to be assigned the code BKID0005558.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005558, money simply cannot be routed to the NABAKALEBAR ROAD GUNDICHAVRI branch electronically.

How to transfer money using IFSC BKID0005558

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005558 across all three.

NEFT to Bank of India, NABAKALEBAR ROAD GUNDICHAVRI using IFSC BKID0005558

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005558, and confirm that the system picks up Bank of India – NABAKALEBAR ROAD GUNDICHAVRI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NABAKALEBAR ROAD GUNDICHAVRI

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's NABAKALEBAR ROAD GUNDICHAVRI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005558 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India NABAKALEBAR ROAD GUNDICHAVRI (IFSC BKID0005558)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005558 in your mobile or internet banking app, and the money is credited to the NABAKALEBAR ROAD GUNDICHAVRI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC BKID0005558 for Bank of India – NABAKALEBAR ROAD GUNDICHAVRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nabakalebar Road Gundichavri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's NABAKALEBAR ROAD GUNDICHAVRI branch, the IFSC BKID0005558 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Nabakalebar Road Gundichavri branch is mapped to IFSC BKID0005558 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0005558.

Banking services available

The Nabakalebar Road Gundichavri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6752-6752223733.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005558

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005558 and the account number together uniquely identify the Nabakalebar Road Gundichavri branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BKID0005558

Bank of India customers can register for net banking and the bank's official mobile app once their account at the NABAKALEBAR ROAD GUNDICHAVRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005558 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – NABAKALEBAR ROAD GUNDICHAVRI:

• The IFSC is exactly BKID0005558 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and NABAKALEBAR ROAD GUNDICHAVRI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Nabakalebar Road Gundichavri branch

The branch is located at NABAKALEBAR ROAD AREAGRAND ROAD PURI, which puts it inside Puri, the broader Puri district, and the state of Odisha. To plan your visit:

1. Open Google Maps on your phone and search for “Bank of India Nabakalebar Road Gundichavri branch” — the verified location pin for IFSC BKID0005558 should appear at the top of the results.
2. Confirm the branch is open by calling 6752-6752223733 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005558 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BKID0005558 for Bank of India – NABAKALEBAR ROAD GUNDICHAVRI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Nabakalebar Road Gundichavri are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005558 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0005558 belongs to Bank of India's NABAKALEBAR ROAD GUNDICHAVRI branch, located at NABAKALEBAR ROAD AREAGRAND ROAD PURI in PURI, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.