This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, PULIYAMARATHUKOTTAI branch in PULIYAMARATHUKOTTAI. The 11-digit IFSC BKID0008241 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the PULIYAMARATHUKOTTAI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0008241 is the IFSC of Bank of India's PULIYAMARATHUKOTTAI branch. The format is fixed: BKID = bank code, 0 = reserved, 008241 = branch identifier.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Puliyamarathukottai branch — IFSC BKID0008241 — extends the bank's services to customers in and around Puliyamarathukottai, Tamil Nadu.
About this branch
The branch is located at SNO 4104B 1B PULIYAMARATHUKOTTAI VILLAGEODDANCHATRAM TALUK DINDIGUL DISTRICT TAMILN. It serves the Puliyamarathukottai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0008241 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Puliyamarathukottai |
| IFSC Code | BKID0008241 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SNO 4104B 1B PULIYAMARATHUKOTTAI VILLAGEODDANCHATRAM TALUK DINDIGUL DISTRICT TAMILN |
| City | Puliyamarathukottai |
| District | Puliyamarathukottai |
| State | Tamil Nadu |
| STD Code | 91 |
| Phone | 9638576566 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PULIYAMARATHUKOTTAI of Bank of India — its own 11-character IFSC. The code BKID0008241 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008241 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Puliyamarathukottai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0008241 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0008241
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008241 across all three.
NEFT to Bank of India, PULIYAMARATHUKOTTAI using IFSC BKID0008241
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008241, and confirm that the system picks up Bank of India – PULIYAMARATHUKOTTAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to PULIYAMARATHUKOTTAI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's PULIYAMARATHUKOTTAI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0008241 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – PULIYAMARATHUKOTTAI, use IMPS. With IFSC BKID0008241 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008241 for Bank of India – PULIYAMARATHUKOTTAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008241 | Yes – BKID0008241 | Yes – BKID0008241 |
For most retail customers crediting the Puliyamarathukottai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0008241
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – PULIYAMARATHUKOTTAI is still mapped to IFSC BKID0008241. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008241 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Puliyamarathukottai branch is mapped to IFSC BKID0008241 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008241.
Banking services available
The Puliyamarathukottai branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9638576566.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0008241
Online banking and IFSC BKID0008241
Bank of India customers can register for net banking and the bank's official mobile app once their account at the PULIYAMARATHUKOTTAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008241 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Puliyamarathukottai branch
The branch is located at SNO 4104B 1B PULIYAMARATHUKOTTAI VILLAGEODDANCHATRAM TALUK DINDIGUL DISTRICT TAMILN, which puts it inside Puliyamarathukottai, the broader Puliyamarathukottai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Puliyamarathukottai branch” — the verified location pin for IFSC BKID0008241 should appear at the top of the results.
- Confirm the branch is open by calling 91-9638576566 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008241 and your account number.
Common mistakes to avoid when using IFSC BKID0008241
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – PULIYAMARATHUKOTTAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0008241. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Puliyamarathukottai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008241, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0008241 for Bank of India – PULIYAMARATHUKOTTAI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaPuliyamarathukottai Branch
SNO 4104B 1B PULIYAMARATHUKOTTAI VILLAGEODDANCHATRAM TALUK DINDIGUL DISTRICT TAMILN
Puliyamarathukottai, Tamil Nadu
Phone: 91-9638576566
IFSC: BKID0008241
Frequently asked questions
How quickly will an NEFT transfer using BKID0008241 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Puliyamarathukottai reflect within 30 minutes.
What is the IFSC code of Bank of India Puliyamarathukottai branch?
The IFSC code of Bank of India, Puliyamarathukottai branch is BKID0008241. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of India Puliyamarathukottai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008241, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Bank of India Puliyamarathukottai branch located?
Bank of India's Puliyamarathukottai branch is located at SNO 4104B 1B PULIYAMARATHUKOTTAI VILLAGEODDANCHATRAM TALUK DINDIGUL DISTRICT TAMILN, Puliyamarathukottai, Tamil Nadu.
Is IFSC BKID0008241 the same for all accounts at Puliyamarathukottai branch?
Yes. The IFSC BKID0008241 is shared by every account held at Bank of India's Puliyamarathukottai branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0008241 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008241 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Puliyamarathukottai branch but serve different purposes.
What is the phone number of Bank of India Puliyamarathukottai branch?
You can reach the branch at 91-9638576566 during regular banking hours.
Final notes
To recap: BKID0008241 is the IFSC code of Bank of India, PULIYAMARATHUKOTTAI branch, in PULIYAMARATHUKOTTAI, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
