If you are searching for the IFSC code of Bank of India, DASHMESH NAGAR branch in PATIALA, PUNJAB, this page has every detail you need. The verified IFSC code for this branch is BKID0006553. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DASHMESH NAGAR branch, and detailed step-by-step guides for using the IFSC BKID0006553 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – DASHMESH NAGAR is BKID0006553. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006553 map to this branch in PATIALA, PUNJAB.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Dashmesh Nagar |
| IFSC Code | BKID0006553 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 3 C DASHMESH NAGARTRIPURI DIST PATIALA |
| City | Patiala |
| District | Patiala |
| State | Punjab |
| STD Code | 175 |
| Phone | 1752353655 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Dashmesh Nagar branch in Patiala. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0006553.
About the Dashmesh Nagar branch
The Dashmesh Nagar branch of Bank of India is situated at 3 C DASHMESH NAGARTRIPURI DIST PATIALA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0006553 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's DASHMESH NAGAR branch came to be assigned the code BKID0006553.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006553, money simply cannot be routed to the DASHMESH NAGAR branch electronically.
How to transfer money using IFSC BKID0006553
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006553 across all three.
NEFT to Bank of India, DASHMESH NAGAR using IFSC BKID0006553
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0006553, and confirm that the system picks up Bank of India – DASHMESH NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0006553
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – DASHMESH NAGAR, ensure your bank's portal accepts IFSC BKID0006553 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – DASHMESH NAGAR, use IMPS. With IFSC BKID0006553 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0006553 for Bank of India – DASHMESH NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0006553 | Yes – BKID0006553 | Yes – BKID0006553 |
For most retail customers crediting the Dashmesh Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's DASHMESH NAGAR branch, the IFSC BKID0006553 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dashmesh Nagar branch is mapped to IFSC BKID0006553 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006553.
Banking services available
The Dashmesh Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 175-1752353655.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0006553
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0006553 and the account number together uniquely identify the Dashmesh Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0006553
Bank of India customers can register for net banking and the bank's official mobile app once their account at the DASHMESH NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0006553 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – DASHMESH NAGAR:
- The IFSC is exactly BKID0006553 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and DASHMESH NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Dashmesh Nagar branch
The branch is located at 3 C DASHMESH NAGARTRIPURI DIST PATIALA, which puts it inside Patiala, the broader Patiala district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Dashmesh Nagar branch” — the verified location pin for IFSC BKID0006553 should appear at the top of the results.
- Confirm the branch is open by calling 175-1752353655 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0006553 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0006553 for Bank of India – DASHMESH NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Dashmesh Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0006553 continue to work without interruption.
Branch address & contact
Bank of IndiaDashmesh Nagar Branch
3 C DASHMESH NAGARTRIPURI DIST PATIALA
Patiala, Punjab
Phone: 175-1752353655
IFSC: BKID0006553
Frequently asked questions
How do I add Bank of India Dashmesh Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0006553, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0006553 valid for NEFT and RTGS?
Yes. IFSC BKID0006553 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using BKID0006553 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Dashmesh Nagar reflect within 30 minutes.
Is IFSC BKID0006553 the same for all accounts at Dashmesh Nagar branch?
Yes. The IFSC BKID0006553 is shared by every account held at Bank of India's Dashmesh Nagar branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0006553 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0006553 to send funds instantly.
What is the IFSC code of Bank of India Dashmesh Nagar branch?
The IFSC code of Bank of India, Dashmesh Nagar branch is BKID0006553. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dashmesh Nagar branch but serve different purposes.
Final notes
To recap: BKID0006553 is the IFSC code of Bank of India, DASHMESH NAGAR branch, in PATIALA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
