If you are searching for the IFSC code of Bank of India, PANDHAR PAUNI branch in PANDHAR PAUNI DIST CHANDRAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BKID0009631. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PANDHAR PAUNI branch, and detailed step-by-step guides for using the IFSC BKID0009631 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's PANDHAR PAUNI branch, the IFSC BKID0009631 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 009631 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Pandhar Pauni |
| IFSC Code | BKID0009631 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PANDHARPAUNITAHSIL RAJURA DIST CHANDRAPUR |
| City | Pandhar Pauni Dist Chandrapur |
| District | Pandhar Pauni Dist Chandrapur |
| State | Maharashtra |
| STD Code | 7173 |
| Phone | 7173239025 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pandhar Pauni branch in Pandhar Pauni Dist Chandrapur, Maharashtra is part of this network and uses the IFSC code BKID0009631 for all electronic settlement.
About the Pandhar Pauni branch
The Pandhar Pauni branch of Bank of India is situated at AT PANDHARPAUNITAHSIL RAJURA DIST CHANDRAPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0009631 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PANDHAR PAUNI of Bank of India — its own 11-character IFSC. The code BKID0009631 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0009631 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0009631
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009631 across all three.
How to use IFSC BKID0009631 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's PANDHAR PAUNI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0009631.
- Confirm the bank name auto-populates as Bank of India and the branch as PANDHAR PAUNI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to PANDHAR PAUNI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's PANDHAR PAUNI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009631 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India PANDHAR PAUNI (IFSC BKID0009631)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009631 in your mobile or internet banking app, and the money is credited to the PANDHAR PAUNI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009631 for Bank of India – PANDHAR PAUNI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009631 | Yes – BKID0009631 | Yes – BKID0009631 |
For most retail customers crediting the Pandhar Pauni branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0009631
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – PANDHAR PAUNI is still mapped to IFSC BKID0009631. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009631 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Pandhar Pauni branch is mapped to IFSC BKID0009631 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009631.
Products and services
Customers walking into the Pandhar Pauni branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0009631
MICR & cheque-truncation details
Cheques drawn on the Pandhar Pauni branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0009631 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Pandhar Pauni branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0009631 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – PANDHAR PAUNI:
- The IFSC is exactly BKID0009631 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and PANDHAR PAUNI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Pandhar Pauni branch sits at AT PANDHARPAUNITAHSIL RAJURA DIST CHANDRAPUR. If you are travelling from outside Pandhar Pauni Dist Chandrapur, search for the branch on a maps application using the bank name and locality, or call 7173-7173239025 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009631 and your account number.
Verifying IFSC BKID0009631 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009631 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7173-7173239025.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Pandhar Pauni branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0009631, however, work 24x7.
Branch address & contact
Bank of IndiaPandhar Pauni Branch
AT PANDHARPAUNITAHSIL RAJURA DIST CHANDRAPUR
Pandhar Pauni Dist Chandrapur, Maharashtra
Phone: 7173-7173239025
IFSC: BKID0009631
Frequently asked questions
How quickly will an NEFT transfer using BKID0009631 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Pandhar Pauni reflect within 30 minutes.
Can I use IFSC BKID0009631 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009631 to send funds instantly.
Is IFSC BKID0009631 valid for NEFT and RTGS?
Yes. IFSC BKID0009631 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0009631 the same for all accounts at Pandhar Pauni branch?
Yes. The IFSC BKID0009631 is shared by every account held at Bank of India's Pandhar Pauni branch. Only the account number changes from customer to customer.
What is the IFSC code of Bank of India Pandhar Pauni branch?
The IFSC code of Bank of India, Pandhar Pauni branch is BKID0009631. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Pandhar Pauni branch located?
Bank of India's Pandhar Pauni branch is located at AT PANDHARPAUNITAHSIL RAJURA DIST CHANDRAPUR, Pandhar Pauni Dist Chandrapur, Maharashtra.
Summary
The IFSC code BKID0009631 belongs to Bank of India's PANDHAR PAUNI branch, located at AT PANDHARPAUNITAHSIL RAJURA DIST CHANDRAPUR in PANDHAR PAUNI DIST CHANDRAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
