If you are searching for the IFSC code of Bank of India, SECTOR EIGHTEEN NOIDA branch in NOIDA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0007117. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR EIGHTEEN NOIDA branch, and detailed step-by-step guides for using the IFSC BKID0007117 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007117 is the IFSC of Bank of India's SECTOR EIGHTEEN NOIDA branch. The format is fixed: BKID = bank code, 0 = reserved, 007117 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sector Eighteen Noida branch in Noida, Uttar Pradesh is part of this network and uses the IFSC code BKID0007117 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Sector Eighteen Noida |
| IFSC Code | BKID0007117 |
| MICR Code | Refer to cheque leaf |
| Branch Address | J 6 7 8SECTOR 18 NOIDA |
| City | Noida |
| District | Noida |
| State | Uttar Pradesh |
| STD Code | 120 |
| Phone | 1202515064 |
About this branch
The branch is located at J 6 7 8SECTOR 18 NOIDA. It serves the Noida region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0007117 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's SECTOR EIGHTEEN NOIDA branch came to be assigned the code BKID0007117.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007117, money simply cannot be routed to the SECTOR EIGHTEEN NOIDA branch electronically.
Products and account variants supported
Every account opened at the Sector Eighteen Noida branch is mapped to IFSC BKID0007117 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0007117.
Banking services available
The Sector Eighteen Noida branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 120-1202515064.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0007117
How to transfer money using IFSC BKID0007117
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007117 across all three.
How to use IFSC BKID0007117 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's SECTOR EIGHTEEN NOIDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0007117.
- Confirm the bank name auto-populates as Bank of India and the branch as SECTOR EIGHTEEN NOIDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SECTOR EIGHTEEN NOIDA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's SECTOR EIGHTEEN NOIDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0007117 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – SECTOR EIGHTEEN NOIDA, use IMPS. With IFSC BKID0007117 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0007117 for Bank of India – SECTOR EIGHTEEN NOIDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0007117 | Yes – BKID0007117 | Yes – BKID0007117 |
For most retail customers crediting the Sector Eighteen Noida branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0007117
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – SECTOR EIGHTEEN NOIDA is still mapped to IFSC BKID0007117. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007117 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Sector Eighteen Noida branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0007117 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0007117 and the account number together uniquely identify the Sector Eighteen Noida branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0007117
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – SECTOR EIGHTEEN NOIDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0007117. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sector Eighteen Noida branch
The branch is located at J 6 7 8SECTOR 18 NOIDA, which puts it inside Noida, the broader Noida district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Sector Eighteen Noida branch” — the verified location pin for IFSC BKID0007117 should appear at the top of the results.
- Confirm the branch is open by calling 120-1202515064 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0007117 and your account number.
Verifying IFSC BKID0007117 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0007117 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 120-1202515064.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sector Eighteen Noida branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0007117, however, work 24x7.
Branch address & contact
Bank of IndiaSector Eighteen Noida Branch
J 6 7 8SECTOR 18 NOIDA
Noida, Uttar Pradesh
Phone: 120-1202515064
IFSC: BKID0007117
Frequently asked questions
What is the phone number of Bank of India Sector Eighteen Noida branch?
You can reach the branch at 120-1202515064 during regular banking hours.
Where is Bank of India Sector Eighteen Noida branch located?
Bank of India's Sector Eighteen Noida branch is located at J 6 7 8SECTOR 18 NOIDA, Noida, Uttar Pradesh.
Does Bank of India Sector Eighteen Noida branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 120-1202515064 to confirm.
Is IFSC BKID0007117 valid for NEFT and RTGS?
Yes. IFSC BKID0007117 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0007117 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007117 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sector Eighteen Noida branch but serve different purposes.
How do I add Bank of India Sector Eighteen Noida as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007117, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BKID0007117 belongs to Bank of India's SECTOR EIGHTEEN NOIDA branch, located at J 6 7 8SECTOR 18 NOIDA in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
