Below are the complete branch details for Bank of India, VIKASPURI branch, located in NEW DELHI, DELHI. The IFSC assigned by the Reserve Bank of India to this branch is BKID0006039. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0006039 for Bank of India – VIKASPURI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – VIKASPURI is BKID0006039. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006039 map to this branch in NEW DELHI, DELHI.
About Bank of India
Bank of India operates a wide network of branches across India, including the Vikaspuri branch in New Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0006039.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Vikaspuri |
| IFSC Code | BKID0006039 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CENTRAL MARKET BODELAVIKASPURI |
| City | New Delhi |
| District | New Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 2853441428 |
About the Vikaspuri branch
The Vikaspuri branch of Bank of India is situated at CENTRAL MARKET BODELAVIKASPURI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0006039 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's VIKASPURI branch came to be assigned the code BKID0006039.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006039, money simply cannot be routed to the VIKASPURI branch electronically.
Products and account variants supported
Every account opened at the Vikaspuri branch is mapped to IFSC BKID0006039 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006039.
Banking services available
The Vikaspuri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-2853441428.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0006039
How to transfer money using IFSC BKID0006039
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006039 across all three.
NEFT to Bank of India, VIKASPURI using IFSC BKID0006039
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0006039, and confirm that the system picks up Bank of India – VIKASPURI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VIKASPURI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's VIKASPURI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0006039 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India VIKASPURI (IFSC BKID0006039)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0006039 in your mobile or internet banking app, and the money is credited to the VIKASPURI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0006039 for Bank of India – VIKASPURI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0006039 | Yes – BKID0006039 | Yes – BKID0006039 |
For most retail customers crediting the Vikaspuri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's VIKASPURI branch, the IFSC BKID0006039 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Vikaspuri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0006039 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Vikaspuri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0006039 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0006039
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – VIKASPURI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0006039. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Vikaspuri branch
The branch is located at CENTRAL MARKET BODELAVIKASPURI, which puts it inside New Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Vikaspuri branch” — the verified location pin for IFSC BKID0006039 should appear at the top of the results.
- Confirm the branch is open by calling 11-2853441428 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0006039 and your account number.
Verifying IFSC BKID0006039 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0006039 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-2853441428.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vikaspuri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0006039, however, work 24x7.
Branch address & contact
Bank of IndiaVikaspuri Branch
CENTRAL MARKET BODELAVIKASPURI
New Delhi, Delhi
Phone: 11-2853441428
IFSC: BKID0006039
Frequently asked questions
How do I add Bank of India Vikaspuri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0006039, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using BKID0006039 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Vikaspuri reflect within 30 minutes.
Where is Bank of India Vikaspuri branch located?
Bank of India's Vikaspuri branch is located at CENTRAL MARKET BODELAVIKASPURI, New Delhi, Delhi.
Does Bank of India Vikaspuri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-2853441428 to confirm.
Is IFSC BKID0006039 the same for all accounts at Vikaspuri branch?
Yes. The IFSC BKID0006039 is shared by every account held at Bank of India's Vikaspuri branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0006039 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0006039 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vikaspuri branch but serve different purposes.
What is the IFSC code of Bank of India Vikaspuri branch?
The IFSC code of Bank of India, Vikaspuri branch is BKID0006039. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0006039 belongs to Bank of India's VIKASPURI branch, located at CENTRAL MARKET BODELAVIKASPURI in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
