IFSC Code of Bank of India, Malai Mandir C and P Banking Branch, Delhi

If you are searching for the IFSC code of Bank of India, MALAI MANDIR C AND P BANKING branch in NEW DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is BKID0006025. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MALAI MANDIR C AND P BANKING branch, and detailed step-by-step guides for using the IFSC BKID0006025 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – MALAI MANDIR C AND P BANKING is BKID0006025. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006025 map to this branch in NEW DELHI, DELHI.

About Bank of India

Bank of India operates a wide network of branches across India, including the Malai Mandir C and P Banking branch in New Delhi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0006025.

Branch details at a glance

Malai Mandir C and P Banking branch overview

Located at RAGHUVENDRA SWAMY MUTTSECTOR 12, the Malai Mandir C and P Banking branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0006025 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MALAI MANDIR C AND P BANKING branch came to be assigned the code BKID0006025.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006025, money simply cannot be routed to the MALAI MANDIR C AND P BANKING branch electronically.

Products and account variants supported

Every account opened at the Malai Mandir C and P Banking branch is mapped to IFSC BKID0006025 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0006025.

Products and services

Customers walking into the Malai Mandir C and P Banking branch can access most of Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BKID0006025

How to transfer money using IFSC BKID0006025

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006025 across all three.

NEFT to Bank of India, MALAI MANDIR C AND P BANKING using IFSC BKID0006025

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0006025, and confirm that the system picks up Bank of India – MALAI MANDIR C AND P BANKING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC BKID0006025

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MALAI MANDIR C AND P BANKING, ensure your bank's portal accepts IFSC BKID0006025 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Bank of India MALAI MANDIR C AND P BANKING (IFSC BKID0006025)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0006025 in your mobile or internet banking app, and the money is credited to the MALAI MANDIR C AND P BANKING branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Malai Mandir C and P Banking

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0006025:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MALAI MANDIR C AND P BANKING is still linked to IFSC BKID0006025.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BKID0006025

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MALAI MANDIR C AND P BANKING is still mapped to IFSC BKID0006025. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0006025 and the beneficiary's account number to complete the transfer.

Online banking and IFSC BKID0006025

Bank of India customers can register for net banking and the bank's official mobile app once their account at the MALAI MANDIR C AND P BANKING branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0006025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0006025 and the account number together uniquely identify the Malai Mandir C and P Banking branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MALAI MANDIR C AND P BANKING:

• The IFSC is exactly BKID0006025 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Bank of India as the bank name and MALAI MANDIR C AND P BANKING as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Malai Mandir C and P Banking branch sits at RAGHUVENDRA SWAMY MUTTSECTOR 12. If you are travelling from outside New Delhi, search for the branch on a maps application using the bank name and locality, or call 11-2617644228 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0006025 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BKID0006025 for Bank of India – MALAI MANDIR C AND P BANKING, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Malai Mandir C and P Banking are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0006025 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0006025 belongs to Bank of India's MALAI MANDIR C AND P BANKING branch, located at RAGHUVENDRA SWAMY MUTTSECTOR 12 in NEW DELHI, DELHI. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.