This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, MPGB ATHANA branch in NEEMUCH. The 11-digit IFSC BKID0MG1437 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the MPGB ATHANA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB ATHANA is BKID0MG1437. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG1437 map to this branch in NEEMUCH, MADHYA PRADESH.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Athana |
| IFSC Code | BKID0MG1437 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ATHANA TAHJAWAD DISTTNEEMUCH |
| City | Neemuch |
| District | Neemuch |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010444 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mpgb Athana branch in Neemuch, Madhya Pradesh is part of this network and uses the IFSC code BKID0MG1437 for all electronic settlement.
About this branch
The branch is located at ATHANA TAHJAWAD DISTTNEEMUCH. It serves the Neemuch region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0MG1437 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB ATHANA of Bank of India — its own 11-character IFSC. The code BKID0MG1437 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG1437 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0MG1437
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1437 across all three.
NEFT to Bank of India, MPGB ATHANA using IFSC BKID0MG1437
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG1437, and confirm that the system picks up Bank of India – MPGB ATHANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MPGB ATHANA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MPGB ATHANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0MG1437 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB ATHANA, use IMPS. With IFSC BKID0MG1437 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG1437 for Bank of India – MPGB ATHANA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG1437 | Yes – BKID0MG1437 | Yes – BKID0MG1437 |
For most retail customers crediting the Mpgb Athana branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB ATHANA branch, the IFSC BKID0MG1437 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mpgb Athana branch is mapped to IFSC BKID0MG1437 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG1437.
Banking services available
The Mpgb Athana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8226010444.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG1437
MICR & cheque-truncation details
Cheques drawn on the Mpgb Athana branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG1437 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Athana branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG1437 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB ATHANA:
- The IFSC is exactly BKID0MG1437 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB ATHANA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mpgb Athana branch sits at ATHANA TAHJAWAD DISTTNEEMUCH. If you are travelling from outside Neemuch, search for the branch on a maps application using the bank name and locality, or call 91-8226010444 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0MG1437 and your account number.
Verifying IFSC BKID0MG1437 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG1437 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8226010444.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Athana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG1437, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Athana Branch
ATHANA TAHJAWAD DISTTNEEMUCH
Neemuch, Madhya Pradesh
Phone: 91-8226010444
IFSC: BKID0MG1437
Frequently asked questions
What is the IFSC code of Bank of India Mpgb Athana branch?
The IFSC code of Bank of India, Mpgb Athana branch is BKID0MG1437. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Mpgb Athana branch located?
Bank of India's Mpgb Athana branch is located at ATHANA TAHJAWAD DISTTNEEMUCH, Neemuch, Madhya Pradesh.
How do I add Bank of India Mpgb Athana as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG1437, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0MG1437 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG1437 to send funds instantly.
How quickly will an NEFT transfer using BKID0MG1437 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Athana reflect within 30 minutes.
Is IFSC BKID0MG1437 valid for NEFT and RTGS?
Yes. IFSC BKID0MG1437 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of India Mpgb Athana branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8226010444 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Athana branch but serve different purposes.
Summary
The IFSC code BKID0MG1437 belongs to Bank of India's MPGB ATHANA branch, located at ATHANA TAHJAWAD DISTTNEEMUCH in NEEMUCH, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
