Below are the complete branch details for Bank of India, NASIK ZONE branch, located in NASIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID000ZO91. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID000ZO91 for Bank of India – NASIK ZONE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – NASIK ZONE is BKID000ZO91. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 00ZO91 map to this branch in NASIK, MAHARASHTRA.
About Bank of India
Bank of India operates a wide network of branches across India, including the Nasik Zone branch in Nasik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID000ZO91.
About this branch
The branch is located at 1ST FLOOR PLOT NO G1 MIDC SATPUR NASHIK MAHRASHTRA 422007. It serves the Nasik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID000ZO91 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Nasik Zone |
| IFSC Code | BKID000ZO91 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1ST FLOOR PLOT NO G1 MIDC SATPUR NASHIK MAHRASHTRA 422007 |
| City | Nasik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9421392630 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NASIK ZONE branch came to be assigned the code BKID000ZO91.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID000ZO91, money simply cannot be routed to the NASIK ZONE branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Nasik Zone branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID000ZO91 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID000ZO91
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID000ZO91 across all three.
NEFT to Bank of India, NASIK ZONE using IFSC BKID000ZO91
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID000ZO91, and confirm that the system picks up Bank of India – NASIK ZONE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NASIK ZONE
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's NASIK ZONE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID000ZO91 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – NASIK ZONE, use IMPS. With IFSC BKID000ZO91 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Nasik Zone
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID000ZO91:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at NASIK ZONE is still linked to IFSC BKID000ZO91.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's NASIK ZONE branch, the IFSC BKID000ZO91 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Nasik Zone branch
Once you have an account at Bank of India – NASIK ZONE, the IFSC BKID000ZO91 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Nasik Zone branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9421392630.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID000ZO91
Digital banking channels
Most day-to-day work that customers used to do at the Nasik Zone branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID000ZO91 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Nasik Zone branch sits at 1ST FLOOR PLOT NO G1 MIDC SATPUR NASHIK MAHRASHTRA 422007. If you are travelling from outside Nasik, search for the branch on a maps application using the bank name and locality, or call 91-9421392630 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID000ZO91 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – NASIK ZONE:
- The IFSC is exactly BKID000ZO91 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and NASIK ZONE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nasik Zone branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID000ZO91, however, work 24x7.
Verifying IFSC BKID000ZO91 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID000ZO91 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9421392630.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaNasik Zone Branch
1ST FLOOR PLOT NO G1 MIDC SATPUR NASHIK MAHRASHTRA 422007
Nasik, Maharashtra
Phone: 91-9421392630
IFSC: BKID000ZO91
Frequently asked questions
How quickly will an NEFT transfer using BKID000ZO91 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Nasik Zone reflect within 30 minutes.
Can I use IFSC BKID000ZO91 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID000ZO91 to send funds instantly.
Is IFSC BKID000ZO91 the same for all accounts at Nasik Zone branch?
Yes. The IFSC BKID000ZO91 is shared by every account held at Bank of India's Nasik Zone branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Nasik Zone branch but serve different purposes.
Does Bank of India Nasik Zone branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9421392630 to confirm.
What is the IFSC code of Bank of India Nasik Zone branch?
The IFSC code of Bank of India, Nasik Zone branch is BKID000ZO91. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Bank of India Nasik Zone as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID000ZO91, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: BKID000ZO91 is the IFSC code of Bank of India, NASIK ZONE branch, in NASIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
