Below are the complete branch details for Bank of India, GOVIND NAGAR branch, located in NASIK, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0000838. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0000838 for Bank of India – GOVIND NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's GOVIND NAGAR branch, the IFSC BKID0000838 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 000838 identifies this particular branch.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Govind Nagar branch — IFSC BKID0000838 — extends the bank's services to customers in and around Nasik, Maharashtra.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Govind Nagar |
| IFSC Code | BKID0000838 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BANK OF INDIA SHOP NO15 STAR WORLD SURVEY NO 785 1 2,3,11,1 NEAR RD CIRCLE GOVIND NAGAR NASIK 422009 |
| City | Nasik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9175523322 |
About the Govind Nagar branch
The Govind Nagar branch of Bank of India is situated at BANK OF INDIA SHOP NO15 STAR WORLD SURVEY NO 785 1 2,3,11,1 NEAR RD CIRCLE GOVIND NAGAR NASIK 422009. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0000838 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's GOVIND NAGAR branch came to be assigned the code BKID0000838.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0000838, money simply cannot be routed to the GOVIND NAGAR branch electronically.
Products and account variants supported
Every account opened at the Govind Nagar branch is mapped to IFSC BKID0000838 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0000838.
Products and services
Customers walking into the Govind Nagar branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000838
How to transfer money using IFSC BKID0000838
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000838 across all three.
NEFT to Bank of India, GOVIND NAGAR using IFSC BKID0000838
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0000838, and confirm that the system picks up Bank of India – GOVIND NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0000838
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – GOVIND NAGAR, ensure your bank's portal accepts IFSC BKID0000838 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – GOVIND NAGAR, use IMPS. With IFSC BKID0000838 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000838 for Bank of India – GOVIND NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000838 | Yes – BKID0000838 | Yes – BKID0000838 |
For most retail customers crediting the Govind Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0000838
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – GOVIND NAGAR is still mapped to IFSC BKID0000838. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000838 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Govind Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0000838 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Govind Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0000838 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – GOVIND NAGAR:
- The IFSC is exactly BKID0000838 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and GOVIND NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Govind Nagar branch
The branch is located at BANK OF INDIA SHOP NO15 STAR WORLD SURVEY NO 785 1 2,3,11,1 NEAR RD CIRCLE GOVIND NAGAR NASIK 422009, which puts it inside Nasik, the broader Nasik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Govind Nagar branch” — the verified location pin for IFSC BKID0000838 should appear at the top of the results.
- Confirm the branch is open by calling 91-9175523322 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0000838 and your account number.
Verifying IFSC BKID0000838 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000838 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9175523322.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Govind Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0000838, however, work 24x7.
Branch address & contact
Bank of IndiaGovind Nagar Branch
BANK OF INDIA SHOP NO15 STAR WORLD SURVEY NO 785 1 2,3,11,1 NEAR RD CIRCLE GOVIND NAGAR NASIK 422009
Nasik, Maharashtra
Phone: 91-9175523322
IFSC: BKID0000838
Frequently asked questions
Can I use IFSC BKID0000838 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000838 to send funds instantly.
What is the IFSC code of Bank of India Govind Nagar branch?
The IFSC code of Bank of India, Govind Nagar branch is BKID0000838. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0000838 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Govind Nagar reflect within 30 minutes.
Is IFSC BKID0000838 the same for all accounts at Govind Nagar branch?
Yes. The IFSC BKID0000838 is shared by every account held at Bank of India's Govind Nagar branch. Only the account number changes from customer to customer.
Where is Bank of India Govind Nagar branch located?
Bank of India's Govind Nagar branch is located at BANK OF INDIA SHOP NO15 STAR WORLD SURVEY NO 785 1 2,3,11,1 NEAR RD CIRCLE GOVIND NAGAR NASIK 422009, Nasik, Maharashtra.
How do I add Bank of India Govind Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000838, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Govind Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9175523322 to confirm.
Is IFSC BKID0000838 valid for NEFT and RTGS?
Yes. IFSC BKID0000838 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0000838 is the IFSC code of Bank of India, GOVIND NAGAR branch, in NASIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
