Use this page as a one-stop reference for everything related to Bank of India's ADGAON NAKA branch in NASIK, MAHARASHTRA. The branch's IFSC code BKID0000810 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – ADGAON NAKA is BKID0000810. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000810 map to this branch in NASIK, MAHARASHTRA.
About Bank of India
Bank of India operates a wide network of branches across India, including the Adgaon Naka branch in Nasik. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0000810.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Adgaon Naka |
| IFSC Code | BKID0000810 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO2881B SHIVGANGA SANKULNEAR SWAMIMANDIRMUMBAI AGRA ROAD ADGAON NAKA DIST NA |
| City | Nasik |
| District | Nasik |
| State | Maharashtra |
| STD Code | 253 |
| Phone | 2532512183 |
About the Adgaon Naka branch
The Adgaon Naka branch of Bank of India is situated at PLOT NO2881B SHIVGANGA SANKULNEAR SWAMIMANDIRMUMBAI AGRA ROAD ADGAON NAKA DIST NA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0000810 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's ADGAON NAKA branch came to be assigned the code BKID0000810.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0000810, money simply cannot be routed to the ADGAON NAKA branch electronically.
Account types you can open at the Adgaon Naka branch
Once you have an account at Bank of India – ADGAON NAKA, the IFSC BKID0000810 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Adgaon Naka branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000810
How to transfer money using IFSC BKID0000810
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000810 across all three.
NEFT to Bank of India, ADGAON NAKA using IFSC BKID0000810
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0000810, and confirm that the system picks up Bank of India – ADGAON NAKA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ADGAON NAKA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's ADGAON NAKA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0000810 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India ADGAON NAKA (IFSC BKID0000810)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000810 in your mobile or internet banking app, and the money is credited to the ADGAON NAKA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000810 for Bank of India – ADGAON NAKA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000810 | Yes – BKID0000810 | Yes – BKID0000810 |
For most retail customers crediting the Adgaon Naka branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's ADGAON NAKA branch, the IFSC BKID0000810 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Adgaon Naka branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0000810 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Adgaon Naka branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0000810 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0000810
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – ADGAON NAKA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0000810. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Adgaon Naka branch sits at PLOT NO2881B SHIVGANGA SANKULNEAR SWAMIMANDIRMUMBAI AGRA ROAD ADGAON NAKA DIST NA. If you are travelling from outside Nasik, search for the branch on a maps application using the bank name and locality, or call 253-2532512183 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0000810 and your account number.
Verifying IFSC BKID0000810 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000810 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 253-2532512183.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Adgaon Naka branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0000810, however, work 24x7.
Branch address & contact
Bank of IndiaAdgaon Naka Branch
PLOT NO2881B SHIVGANGA SANKULNEAR SWAMIMANDIRMUMBAI AGRA ROAD ADGAON NAKA DIST NA
Nasik, Maharashtra
Phone: 253-2532512183
IFSC: BKID0000810
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Adgaon Naka branch but serve different purposes.
Is IFSC BKID0000810 valid for NEFT and RTGS?
Yes. IFSC BKID0000810 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Adgaon Naka as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000810, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0000810 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000810 to send funds instantly.
Where is Bank of India Adgaon Naka branch located?
Bank of India's Adgaon Naka branch is located at PLOT NO2881B SHIVGANGA SANKULNEAR SWAMIMANDIRMUMBAI AGRA ROAD ADGAON NAKA DIST NA, Nasik, Maharashtra.
Does Bank of India Adgaon Naka branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 253-2532512183 to confirm.
What is the phone number of Bank of India Adgaon Naka branch?
You can reach the branch at 253-2532512183 during regular banking hours.
What is the IFSC code of Bank of India Adgaon Naka branch?
The IFSC code of Bank of India, Adgaon Naka branch is BKID0000810. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0000810 belongs to Bank of India's ADGAON NAKA branch, located at PLOT NO2881B SHIVGANGA SANKULNEAR SWAMIMANDIRMUMBAI AGRA ROAD ADGAON NAKA DIST… in NASIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
