Use this page as a one-stop reference for everything related to Bank of India's PATHARDI PHATA branch in NASHIK, MAHARASHTRA. The branch's IFSC code BKID0000835 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0000835 is the IFSC of Bank of India's PATHARDI PHATA branch. The format is fixed: BKID = bank code, 0 = reserved, 000835 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Pathardi Phata branch in Nashik, Maharashtra is part of this network and uses the IFSC code BKID0000835 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Pathardi Phata |
| IFSC Code | BKID0000835 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,A WING,SHOP NO.1 AND 2,VRAJ CAPITAL,NEAR GP SWEETS,PATHARDI PHATA NASHIK 422010. |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7840987398 |
About the Pathardi Phata branch
The Pathardi Phata branch of Bank of India is situated at GROUND FLOOR,A WING,SHOP NO.1 AND 2,VRAJ CAPITAL,NEAR GP SWEETS,PATHARDI PHATA NASHIK 422010.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0000835 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PATHARDI PHATA of Bank of India — its own 11-character IFSC. The code BKID0000835 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000835 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Pathardi Phata branch
Once you have an account at Bank of India – PATHARDI PHATA, the IFSC BKID0000835 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pathardi Phata branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7840987398.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0000835
How to transfer money using IFSC BKID0000835
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000835 across all three.
How to use IFSC BKID0000835 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's PATHARDI PHATA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0000835.
- Confirm the bank name auto-populates as Bank of India and the branch as PATHARDI PHATA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0000835
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – PATHARDI PHATA, ensure your bank's portal accepts IFSC BKID0000835 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India PATHARDI PHATA (IFSC BKID0000835)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000835 in your mobile or internet banking app, and the money is credited to the PATHARDI PHATA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Pathardi Phata
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0000835:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PATHARDI PHATA is still linked to IFSC BKID0000835.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0000835
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – PATHARDI PHATA is still mapped to IFSC BKID0000835. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000835 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Pathardi Phata branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0000835 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Pathardi Phata branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0000835 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0000835
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – PATHARDI PHATA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0000835. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Pathardi Phata branch
The branch is located at GROUND FLOOR,A WING,SHOP NO.1 AND 2,VRAJ CAPITAL,NEAR GP SWEETS,PATHARDI PHATA NASHIK 422010., which puts it inside Nashik, the broader Nashik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Pathardi Phata branch” — the verified location pin for IFSC BKID0000835 should appear at the top of the results.
- Confirm the branch is open by calling 91-7840987398 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0000835 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0000835 for Bank of India – PATHARDI PHATA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Pathardi Phata are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0000835 continue to work without interruption.
Branch address & contact
Bank of IndiaPathardi Phata Branch
GROUND FLOOR,A WING,SHOP NO.1 AND 2,VRAJ CAPITAL,NEAR GP SWEETS,PATHARDI PHATA NASHIK 422010.
Nashik, Maharashtra
Phone: 91-7840987398
IFSC: BKID0000835
Frequently asked questions
How quickly will an NEFT transfer using BKID0000835 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Pathardi Phata reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Pathardi Phata branch but serve different purposes.
Can I use IFSC BKID0000835 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000835 to send funds instantly.
What is the phone number of Bank of India Pathardi Phata branch?
You can reach the branch at 91-7840987398 during regular banking hours.
Does Bank of India Pathardi Phata branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7840987398 to confirm.
Where is Bank of India Pathardi Phata branch located?
Bank of India's Pathardi Phata branch is located at GROUND FLOOR,A WING,SHOP NO.1 AND 2,VRAJ CAPITAL,NEAR GP SWEETS,PATHARDI PHATA NASHIK 422010., Nashik, Maharashtra.
Summary
The IFSC code BKID0000835 belongs to Bank of India's PATHARDI PHATA branch, located at GROUND FLOOR,A WING,SHOP NO.1 AND 2,VRAJ CAPITAL,NEAR GP SWEETS,PATHARDI PHATA… in NASHIK, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
