Use this page as a one-stop reference for everything related to Bank of India's MPGB SINGHPUR BADA branch in NARSINGHPUR, MADHYA PRADESH. The branch's IFSC code BKID0MG1244 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's MPGB SINGHPUR BADA branch, the IFSC BKID0MG1244 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and MG1244 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Singhpur Bada |
| IFSC Code | BKID0MG1244 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO SINGHPUR BADA BLOCK NARSINGHPUR TAH NARSINGHPUR 487110 |
| City | Narsinghpur |
| District | Narsinghpur |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010378 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mpgb Singhpur Bada branch — IFSC BKID0MG1244 — extends the bank's services to customers in and around Narsinghpur, Madhya Pradesh.
Mpgb Singhpur Bada branch overview
Located at VPO SINGHPUR BADA BLOCK NARSINGHPUR TAH NARSINGHPUR 487110, the Mpgb Singhpur Bada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0MG1244 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB SINGHPUR BADA branch came to be assigned the code BKID0MG1244.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG1244, money simply cannot be routed to the MPGB SINGHPUR BADA branch electronically.
How to transfer money using IFSC BKID0MG1244
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1244 across all three.
How to use IFSC BKID0MG1244 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MPGB SINGHPUR BADA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0MG1244.
- Confirm the bank name auto-populates as Bank of India and the branch as MPGB SINGHPUR BADA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0MG1244
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB SINGHPUR BADA, ensure your bank's portal accepts IFSC BKID0MG1244 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB SINGHPUR BADA, use IMPS. With IFSC BKID0MG1244 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG1244 for Bank of India – MPGB SINGHPUR BADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG1244 | Yes – BKID0MG1244 | Yes – BKID0MG1244 |
For most retail customers crediting the Mpgb Singhpur Bada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0MG1244
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB SINGHPUR BADA is still mapped to IFSC BKID0MG1244. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG1244 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mpgb Singhpur Bada branch
Once you have an account at Bank of India – MPGB SINGHPUR BADA, the IFSC BKID0MG1244 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mpgb Singhpur Bada branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG1244
MICR & cheque-truncation details
Cheques drawn on the Mpgb Singhpur Bada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG1244 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Singhpur Bada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG1244 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB SINGHPUR BADA:
- The IFSC is exactly BKID0MG1244 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB SINGHPUR BADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mpgb Singhpur Bada branch
The branch is located at VPO SINGHPUR BADA BLOCK NARSINGHPUR TAH NARSINGHPUR 487110, which puts it inside Narsinghpur, the broader Narsinghpur district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Singhpur Bada branch” — the verified location pin for IFSC BKID0MG1244 should appear at the top of the results.
- Confirm the branch is open by calling 91-8226010378 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG1244 and your account number.
Verifying IFSC BKID0MG1244 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG1244 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8226010378.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mpgb Singhpur Bada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0MG1244 continue to work without interruption.
Branch address & contact
Bank of IndiaMpgb Singhpur Bada Branch
VPO SINGHPUR BADA BLOCK NARSINGHPUR TAH NARSINGHPUR 487110
Narsinghpur, Madhya Pradesh
Phone: 91-8226010378
IFSC: BKID0MG1244
Frequently asked questions
Does Bank of India Mpgb Singhpur Bada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8226010378 to confirm.
Is IFSC BKID0MG1244 valid for NEFT and RTGS?
Yes. IFSC BKID0MG1244 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Mpgb Singhpur Bada branch?
You can reach the branch at 91-8226010378 during regular banking hours.
Can I use IFSC BKID0MG1244 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG1244 to send funds instantly.
Is IFSC BKID0MG1244 the same for all accounts at Mpgb Singhpur Bada branch?
Yes. The IFSC BKID0MG1244 is shared by every account held at Bank of India's Mpgb Singhpur Bada branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0MG1244 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Singhpur Bada reflect within 30 minutes.
Final notes
To recap: BKID0MG1244 is the IFSC code of Bank of India, MPGB SINGHPUR BADA branch, in NARSINGHPUR, MADHYA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


