Below are the complete branch details for Bank of India, MPGB NARSINGHPUR branch, located in NARSINGHPUR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0MG1232. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0MG1232 for Bank of India – MPGB NARSINGHPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0MG1232 is the IFSC of Bank of India's MPGB NARSINGHPUR branch. The format is fixed: BKID = bank code, 0 = reserved, MG1232 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Narsinghpur branch in Narsinghpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG1232.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Narsinghpur |
| IFSC Code | BKID0MG1232 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAHAJANI WARD NARSINGHPUR BASTI NARSINGHPUR 487002 |
| City | Narsinghpur |
| District | Narsinghpur |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010575 |
About this branch
The branch is located at MAHAJANI WARD NARSINGHPUR BASTI NARSINGHPUR 487002. It serves the Narsinghpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0MG1232 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB NARSINGHPUR branch came to be assigned the code BKID0MG1232.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG1232, money simply cannot be routed to the MPGB NARSINGHPUR branch electronically.
Products and account variants supported
Every account opened at the Mpgb Narsinghpur branch is mapped to IFSC BKID0MG1232 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG1232.
Products and services
Customers walking into the Mpgb Narsinghpur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG1232
How to transfer money using IFSC BKID0MG1232
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1232 across all three.
NEFT to Bank of India, MPGB NARSINGHPUR using IFSC BKID0MG1232
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG1232, and confirm that the system picks up Bank of India – MPGB NARSINGHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0MG1232
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB NARSINGHPUR, ensure your bank's portal accepts IFSC BKID0MG1232 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB NARSINGHPUR, use IMPS. With IFSC BKID0MG1232 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mpgb Narsinghpur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0MG1232:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MPGB NARSINGHPUR is still linked to IFSC BKID0MG1232.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0MG1232
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB NARSINGHPUR is still mapped to IFSC BKID0MG1232. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG1232 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0MG1232
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB NARSINGHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG1232 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG1232 and the account number together uniquely identify the Mpgb Narsinghpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0MG1232
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MPGB NARSINGHPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0MG1232. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mpgb Narsinghpur branch sits at MAHAJANI WARD NARSINGHPUR BASTI NARSINGHPUR 487002. If you are travelling from outside Narsinghpur, search for the branch on a maps application using the bank name and locality, or call 91-8226010575 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0MG1232 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0MG1232 for Bank of India – MPGB NARSINGHPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mpgb Narsinghpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0MG1232 continue to work without interruption.
Branch address & contact
Bank of IndiaMpgb Narsinghpur Branch
MAHAJANI WARD NARSINGHPUR BASTI NARSINGHPUR 487002
Narsinghpur, Madhya Pradesh
Phone: 91-8226010575
IFSC: BKID0MG1232
Frequently asked questions
Where is Bank of India Mpgb Narsinghpur branch located?
Bank of India's Mpgb Narsinghpur branch is located at MAHAJANI WARD NARSINGHPUR BASTI NARSINGHPUR 487002, Narsinghpur, Madhya Pradesh.
Is IFSC BKID0MG1232 the same for all accounts at Mpgb Narsinghpur branch?
Yes. The IFSC BKID0MG1232 is shared by every account held at Bank of India's Mpgb Narsinghpur branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Mpgb Narsinghpur branch?
You can reach the branch at 91-8226010575 during regular banking hours.
Is IFSC BKID0MG1232 valid for NEFT and RTGS?
Yes. IFSC BKID0MG1232 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC BKID0MG1232 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG1232 to send funds instantly.
How do I add Bank of India Mpgb Narsinghpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG1232, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Narsinghpur branch but serve different purposes.
How quickly will an NEFT transfer using BKID0MG1232 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Narsinghpur reflect within 30 minutes.
Summary
The IFSC code BKID0MG1232 belongs to Bank of India's MPGB NARSINGHPUR branch, located at MAHAJANI WARD NARSINGHPUR BASTI NARSINGHPUR 487002 in NARSINGHPUR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
