Below are the complete branch details for Bank of India, MPGB AMGAON BADA branch, located in NARSINGHPUR, MADHYA PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0MG1234. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0MG1234 for Bank of India – MPGB AMGAON BADA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB AMGAON BADA is BKID0MG1234. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG1234 map to this branch in NARSINGHPUR, MADHYA PRADESH.
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Amgaon Bada branch in Narsinghpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG1234.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Amgaon Bada |
| IFSC Code | BKID0MG1234 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO AMGAON BADA BLOCK KARELI TAH KARELI 487221 |
| City | Narsinghpur |
| District | Narsinghpur |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010577 |
Mpgb Amgaon Bada branch overview
Located at VPO AMGAON BADA BLOCK KARELI TAH KARELI 487221, the Mpgb Amgaon Bada branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0MG1234 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB AMGAON BADA of Bank of India — its own 11-character IFSC. The code BKID0MG1234 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG1234 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mpgb Amgaon Bada branch is mapped to IFSC BKID0MG1234 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG1234.
Banking services available
The Mpgb Amgaon Bada branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8226010577.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG1234
How to transfer money using IFSC BKID0MG1234
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG1234 across all three.
NEFT to Bank of India, MPGB AMGAON BADA using IFSC BKID0MG1234
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG1234, and confirm that the system picks up Bank of India – MPGB AMGAON BADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0MG1234
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB AMGAON BADA, ensure your bank's portal accepts IFSC BKID0MG1234 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB AMGAON BADA, use IMPS. With IFSC BKID0MG1234 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG1234 for Bank of India – MPGB AMGAON BADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG1234 | Yes – BKID0MG1234 | Yes – BKID0MG1234 |
For most retail customers crediting the Mpgb Amgaon Bada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB AMGAON BADA branch, the IFSC BKID0MG1234 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Amgaon Bada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG1234 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Mpgb Amgaon Bada branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG1234 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC BKID0MG1234
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MPGB AMGAON BADA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0MG1234. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Mpgb Amgaon Bada branch sits at VPO AMGAON BADA BLOCK KARELI TAH KARELI 487221. If you are travelling from outside Narsinghpur, search for the branch on a maps application using the bank name and locality, or call 91-8226010577 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0MG1234 and your account number.
Verifying IFSC BKID0MG1234 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG1234 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8226010577.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Amgaon Bada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG1234, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Amgaon Bada Branch
VPO AMGAON BADA BLOCK KARELI TAH KARELI 487221
Narsinghpur, Madhya Pradesh
Phone: 91-8226010577
IFSC: BKID0MG1234
Frequently asked questions
How quickly will an NEFT transfer using BKID0MG1234 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mpgb Amgaon Bada reflect within 30 minutes.
How do I add Bank of India Mpgb Amgaon Bada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG1234, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0MG1234 valid for NEFT and RTGS?
Yes. IFSC BKID0MG1234 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of India Mpgb Amgaon Bada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8226010577 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Amgaon Bada branch but serve different purposes.
What is the phone number of Bank of India Mpgb Amgaon Bada branch?
You can reach the branch at 91-8226010577 during regular banking hours.
Is IFSC BKID0MG1234 the same for all accounts at Mpgb Amgaon Bada branch?
Yes. The IFSC BKID0MG1234 is shared by every account held at Bank of India's Mpgb Amgaon Bada branch. Only the account number changes from customer to customer.
Summary
The IFSC code BKID0MG1234 belongs to Bank of India's MPGB AMGAON BADA branch, located at VPO AMGAON BADA BLOCK KARELI TAH KARELI 487221 in NARSINGHPUR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
