Use this page as a one-stop reference for everything related to Bank of India's NARSARAOPETA branch in NARASARAOPET GUNTUR DIST, ANDHRA PRADESH. The branch's IFSC code BKID0005672 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – NARSARAOPETA is BKID0005672. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005672 map to this branch in NARASARAOPET GUNTUR DIST, ANDHRA PRADESH.
About Bank of India
Bank of India operates a wide network of branches across India, including the Narsaraopeta branch in Narasaraopet Guntur Dist. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005672.
Narsaraopeta branch overview
Located at D NO 9 6 3 MADDURI ENCLAVES OLD LIC ROADRAMIREDDYPETT NARASRAOPET, the Narsaraopeta branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005672 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Narsaraopeta |
| IFSC Code | BKID0005672 |
| MICR Code | Refer to cheque leaf |
| Branch Address | D NO 9 6 3 MADDURI ENCLAVES OLD LIC ROADRAMIREDDYPETT NARASRAOPET |
| City | Narasaraopet Guntur Dist |
| District | Narasaraopet Guntur Dist |
| State | Andhra Pradesh |
| STD Code | 8647 |
| Phone | 8647220478 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NARSARAOPETA branch came to be assigned the code BKID0005672.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005672, money simply cannot be routed to the NARSARAOPETA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005672 and the account number together uniquely identify the Narsaraopeta branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0005672
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005672 across all three.
NEFT to Bank of India, NARSARAOPETA using IFSC BKID0005672
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005672, and confirm that the system picks up Bank of India – NARSARAOPETA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005672
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – NARSARAOPETA, ensure your bank's portal accepts IFSC BKID0005672 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India NARSARAOPETA (IFSC BKID0005672)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005672 in your mobile or internet banking app, and the money is credited to the NARSARAOPETA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005672 for Bank of India – NARSARAOPETA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005672 | Yes – BKID0005672 | Yes – BKID0005672 |
For most retail customers crediting the Narsaraopeta branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0005672
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – NARSARAOPETA is still mapped to IFSC BKID0005672. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005672 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Narsaraopeta branch is mapped to IFSC BKID0005672 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005672.
Banking services available
The Narsaraopeta branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8647-8647220478.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005672
Digital banking channels
Most day-to-day work that customers used to do at the Narsaraopeta branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005672 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Narsaraopeta branch
The branch is located at D NO 9 6 3 MADDURI ENCLAVES OLD LIC ROADRAMIREDDYPETT NARASRAOPET, which puts it inside Narasaraopet Guntur Dist, the broader Narasaraopet Guntur Dist district, and the state of Andhra Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Narsaraopeta branch” — the verified location pin for IFSC BKID0005672 should appear at the top of the results.
- Confirm the branch is open by calling 8647-8647220478 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005672 and your account number.
Common mistakes to avoid when using IFSC BKID0005672
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – NARSARAOPETA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005672. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Narsaraopeta branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005672, however, work 24x7.
Verifying IFSC BKID0005672 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005672 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8647-8647220478.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaNarsaraopeta Branch
D NO 9 6 3 MADDURI ENCLAVES OLD LIC ROADRAMIREDDYPETT NARASRAOPET
Narasaraopet Guntur Dist, Andhra Pradesh
Phone: 8647-8647220478
IFSC: BKID0005672
Frequently asked questions
Where is Bank of India Narsaraopeta branch located?
Bank of India's Narsaraopeta branch is located at D NO 9 6 3 MADDURI ENCLAVES OLD LIC ROADRAMIREDDYPETT NARASRAOPET, Narasaraopet Guntur Dist, Andhra Pradesh.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Narsaraopeta branch but serve different purposes.
What is the IFSC code of Bank of India Narsaraopeta branch?
The IFSC code of Bank of India, Narsaraopeta branch is BKID0005672. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0005672 valid for NEFT and RTGS?
Yes. IFSC BKID0005672 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0005672 the same for all accounts at Narsaraopeta branch?
Yes. The IFSC BKID0005672 is shared by every account held at Bank of India's Narsaraopeta branch. Only the account number changes from customer to customer.
What is the phone number of Bank of India Narsaraopeta branch?
You can reach the branch at 8647-8647220478 during regular banking hours.
Does Bank of India Narsaraopeta branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8647-8647220478 to confirm.
How quickly will an NEFT transfer using BKID0005672 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Narsaraopeta reflect within 30 minutes.
Final notes
To recap: BKID0005672 is the IFSC code of Bank of India, NARSARAOPETA branch, in NARASARAOPET GUNTUR DIST, ANDHRA PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
