This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, RTM NAGPUR UNIVERSITY branch in NAGPUR. The 11-digit IFSC BKID0008762 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the RTM NAGPUR UNIVERSITY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0008762 is the IFSC of Bank of India's RTM NAGPUR UNIVERSITY branch. The format is fixed: BKID = bank code, 0 = reserved, 008762 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Rtm Nagpur University |
| IFSC Code | BKID0008762 |
| MICR Code | Refer to cheque leaf |
| Branch Address | RTM NAGPUR UNIV CAMPUSAMRAVATI ROAD NAGPUR |
| City | Nagpur |
| District | Nagpur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9638576574 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Rtm Nagpur University branch — IFSC BKID0008762 — extends the bank's services to customers in and around Nagpur, Maharashtra.
About this branch
The branch is located at RTM NAGPUR UNIV CAMPUSAMRAVATI ROAD NAGPUR. It serves the Nagpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0008762 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RTM NAGPUR UNIVERSITY of Bank of India — its own 11-character IFSC. The code BKID0008762 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0008762 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0008762
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008762 across all three.
NEFT to Bank of India, RTM NAGPUR UNIVERSITY using IFSC BKID0008762
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008762, and confirm that the system picks up Bank of India – RTM NAGPUR UNIVERSITY. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0008762
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – RTM NAGPUR UNIVERSITY, ensure your bank's portal accepts IFSC BKID0008762 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – RTM NAGPUR UNIVERSITY, use IMPS. With IFSC BKID0008762 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008762 for Bank of India – RTM NAGPUR UNIVERSITY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008762 | Yes – BKID0008762 | Yes – BKID0008762 |
For most retail customers crediting the Rtm Nagpur University branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's RTM NAGPUR UNIVERSITY branch, the IFSC BKID0008762 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Rtm Nagpur University branch is mapped to IFSC BKID0008762 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008762.
Products and services
Customers walking into the Rtm Nagpur University branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008762
MICR & cheque-truncation details
Cheques drawn on the Rtm Nagpur University branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0008762 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0008762
Bank of India customers can register for net banking and the bank's official mobile app once their account at the RTM NAGPUR UNIVERSITY branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008762 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – RTM NAGPUR UNIVERSITY:
- The IFSC is exactly BKID0008762 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and RTM NAGPUR UNIVERSITY as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Rtm Nagpur University branch
The branch is located at RTM NAGPUR UNIV CAMPUSAMRAVATI ROAD NAGPUR, which puts it inside Nagpur, the broader Nagpur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Rtm Nagpur University branch” — the verified location pin for IFSC BKID0008762 should appear at the top of the results.
- Confirm the branch is open by calling 91-9638576574 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008762 and your account number.
Verifying IFSC BKID0008762 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008762 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9638576574.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Rtm Nagpur University are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0008762 continue to work without interruption.
Branch address & contact
Bank of IndiaRtm Nagpur University Branch
RTM NAGPUR UNIV CAMPUSAMRAVATI ROAD NAGPUR
Nagpur, Maharashtra
Phone: 91-9638576574
IFSC: BKID0008762
Frequently asked questions
Does Bank of India Rtm Nagpur University branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9638576574 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rtm Nagpur University branch but serve different purposes.
What is the IFSC code of Bank of India Rtm Nagpur University branch?
The IFSC code of Bank of India, Rtm Nagpur University branch is BKID0008762. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BKID0008762 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0008762 to send funds instantly.
What is the phone number of Bank of India Rtm Nagpur University branch?
You can reach the branch at 91-9638576574 during regular banking hours.
Is IFSC BKID0008762 the same for all accounts at Rtm Nagpur University branch?
Yes. The IFSC BKID0008762 is shared by every account held at Bank of India's Rtm Nagpur University branch. Only the account number changes from customer to customer.
Where is Bank of India Rtm Nagpur University branch located?
Bank of India's Rtm Nagpur University branch is located at RTM NAGPUR UNIV CAMPUSAMRAVATI ROAD NAGPUR, Nagpur, Maharashtra.
How do I add Bank of India Rtm Nagpur University as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008762, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code BKID0008762 belongs to Bank of India's RTM NAGPUR UNIVERSITY branch, located at RTM NAGPUR UNIV CAMPUSAMRAVATI ROAD NAGPUR in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
