Below are the complete branch details for Bank of India, NEW MUZAFFAR NAGAR branch, located in MUZAFFAR NAGAR, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is BKID0007651. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0007651 for Bank of India – NEW MUZAFFAR NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0007651 is the IFSC of Bank of India's NEW MUZAFFAR NAGAR branch. The format is fixed: BKID = bank code, 0 = reserved, 007651 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its New Muzaffar Nagar branch in Muzaffar Nagar, Uttar Pradesh is part of this network and uses the IFSC code BKID0007651 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | New Muzaffar Nagar |
| IFSC Code | BKID0007651 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 723 ROORKE ROAD NEAR SHAHARAN PURBUS STAND MUZAFFARNAGAR |
| City | Muzaffar Nagar |
| District | Muzaffar Nagar |
| State | Uttar Pradesh |
| STD Code | 131 |
| Phone | 1312440221 |
About the New Muzaffar Nagar branch
The New Muzaffar Nagar branch of Bank of India is situated at 723 ROORKE ROAD NEAR SHAHARAN PURBUS STAND MUZAFFARNAGAR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0007651 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's NEW MUZAFFAR NAGAR branch came to be assigned the code BKID0007651.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007651, money simply cannot be routed to the NEW MUZAFFAR NAGAR branch electronically.
Products and account variants supported
Every account opened at the New Muzaffar Nagar branch is mapped to IFSC BKID0007651 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0007651.
Products and services
Customers walking into the New Muzaffar Nagar branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0007651
How to transfer money using IFSC BKID0007651
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007651 across all three.
NEFT to Bank of India, NEW MUZAFFAR NAGAR using IFSC BKID0007651
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0007651, and confirm that the system picks up Bank of India – NEW MUZAFFAR NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0007651
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – NEW MUZAFFAR NAGAR, ensure your bank's portal accepts IFSC BKID0007651 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India NEW MUZAFFAR NAGAR (IFSC BKID0007651)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0007651 in your mobile or internet banking app, and the money is credited to the NEW MUZAFFAR NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0007651 for Bank of India – NEW MUZAFFAR NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0007651 | Yes – BKID0007651 | Yes – BKID0007651 |
For most retail customers crediting the New Muzaffar Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's NEW MUZAFFAR NAGAR branch, the IFSC BKID0007651 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0007651
Bank of India customers can register for net banking and the bank's official mobile app once their account at the NEW MUZAFFAR NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0007651 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0007651 and the account number together uniquely identify the New Muzaffar Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – NEW MUZAFFAR NAGAR:
- The IFSC is exactly BKID0007651 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and NEW MUZAFFAR NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The New Muzaffar Nagar branch sits at 723 ROORKE ROAD NEAR SHAHARAN PURBUS STAND MUZAFFARNAGAR. If you are travelling from outside Muzaffar Nagar, search for the branch on a maps application using the bank name and locality, or call 131-1312440221 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007651 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0007651 for Bank of India – NEW MUZAFFAR NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at New Muzaffar Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007651 continue to work without interruption.
Branch address & contact
Bank of IndiaNew Muzaffar Nagar Branch
723 ROORKE ROAD NEAR SHAHARAN PURBUS STAND MUZAFFARNAGAR
Muzaffar Nagar, Uttar Pradesh
Phone: 131-1312440221
IFSC: BKID0007651
Frequently asked questions
Is IFSC BKID0007651 valid for NEFT and RTGS?
Yes. IFSC BKID0007651 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India New Muzaffar Nagar branch?
You can reach the branch at 131-1312440221 during regular banking hours.
Where is Bank of India New Muzaffar Nagar branch located?
Bank of India's New Muzaffar Nagar branch is located at 723 ROORKE ROAD NEAR SHAHARAN PURBUS STAND MUZAFFARNAGAR, Muzaffar Nagar, Uttar Pradesh.
How do I add Bank of India New Muzaffar Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0007651, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0007651 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0007651 to send funds instantly.
What is the IFSC code of Bank of India New Muzaffar Nagar branch?
The IFSC code of Bank of India, New Muzaffar Nagar branch is BKID0007651. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code BKID0007651 belongs to Bank of India's NEW MUZAFFAR NAGAR branch, located at 723 ROORKE ROAD NEAR SHAHARAN PURBUS STAND MUZAFFARNAGAR in MUZAFFAR NAGAR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
