Below are the complete branch details for Bank of India, MURTIZAPUR branch, located in MURTIZAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0009652. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0009652 for Bank of India – MURTIZAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0009652 is the IFSC of Bank of India's MURTIZAPUR branch. The format is fixed: BKID = bank code, 0 = reserved, 009652 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Murtizapur branch in Murtizapur, Maharashtra is part of this network and uses the IFSC code BKID0009652 for all electronic settlement.
About this branch
The branch is located at MAHAJAN TOWERS HARIYA NAGAR MAIN ROADATP MURTIZAPUR DIST AKOLA 444107. It serves the Murtizapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0009652 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Murtizapur |
| IFSC Code | BKID0009652 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAHAJAN TOWERS HARIYA NAGAR MAIN ROADATP MURTIZAPUR DIST AKOLA 444107 |
| City | Murtizapur |
| District | Murtizapur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7256243240 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MURTIZAPUR of Bank of India — its own 11-character IFSC. The code BKID0009652 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0009652 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Murtizapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0009652 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0009652
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009652 across all three.
NEFT to Bank of India, MURTIZAPUR using IFSC BKID0009652
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009652, and confirm that the system picks up Bank of India – MURTIZAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MURTIZAPUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MURTIZAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009652 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India MURTIZAPUR (IFSC BKID0009652)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009652 in your mobile or internet banking app, and the money is credited to the MURTIZAPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0009652 for Bank of India – MURTIZAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0009652 | Yes – BKID0009652 | Yes – BKID0009652 |
For most retail customers crediting the Murtizapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0009652
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MURTIZAPUR is still mapped to IFSC BKID0009652. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0009652 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Murtizapur branch is mapped to IFSC BKID0009652 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009652.
Products and services
Customers walking into the Murtizapur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0009652
Digital banking channels
Most day-to-day work that customers used to do at the Murtizapur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0009652 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Murtizapur branch sits at MAHAJAN TOWERS HARIYA NAGAR MAIN ROADATP MURTIZAPUR DIST AKOLA 444107. If you are travelling from outside Murtizapur, search for the branch on a maps application using the bank name and locality, or call 91-7256243240 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009652 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MURTIZAPUR:
- The IFSC is exactly BKID0009652 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MURTIZAPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Murtizapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009652 continue to work without interruption.
Verifying IFSC BKID0009652 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009652 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7256243240.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaMurtizapur Branch
MAHAJAN TOWERS HARIYA NAGAR MAIN ROADATP MURTIZAPUR DIST AKOLA 444107
Murtizapur, Maharashtra
Phone: 91-7256243240
IFSC: BKID0009652
Frequently asked questions
Can I use IFSC BKID0009652 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009652 to send funds instantly.
How quickly will an NEFT transfer using BKID0009652 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Murtizapur reflect within 30 minutes.
Where is Bank of India Murtizapur branch located?
Bank of India's Murtizapur branch is located at MAHAJAN TOWERS HARIYA NAGAR MAIN ROADATP MURTIZAPUR DIST AKOLA 444107, Murtizapur, Maharashtra.
How do I add Bank of India Murtizapur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009652, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Murtizapur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7256243240 to confirm.
Is IFSC BKID0009652 valid for NEFT and RTGS?
Yes. IFSC BKID0009652 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Murtizapur branch but serve different purposes.
What is the phone number of Bank of India Murtizapur branch?
You can reach the branch at 91-7256243240 during regular banking hours.
Summary
The IFSC code BKID0009652 belongs to Bank of India's MURTIZAPUR branch, located at MAHAJAN TOWERS HARIYA NAGAR MAIN ROADATP MURTIZAPUR DIST AKOLA 444107 in MURTIZAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
