If you are searching for the IFSC code of Bank of India, MPGB KUMHERI branch in MURAINA, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0MG9053. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MPGB KUMHERI branch, and detailed step-by-step guides for using the IFSC BKID0MG9053 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's MPGB KUMHERI branch, the IFSC BKID0MG9053 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and MG9053 identifies this particular branch.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mpgb Kumheri branch — IFSC BKID0MG9053 — extends the bank's services to customers in and around Muraina, Madhya Pradesh.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Kumheri |
| IFSC Code | BKID0MG9053 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE POST KUMHERI TEH MURAINA 476221 |
| City | Muraina |
| District | Muraina |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8226010254 |
Mpgb Kumheri branch overview
Located at VILLAGE POST KUMHERI TEH MURAINA 476221, the Mpgb Kumheri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0MG9053 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB KUMHERI of Bank of India — its own 11-character IFSC. The code BKID0MG9053 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG9053 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mpgb Kumheri branch is mapped to IFSC BKID0MG9053 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG9053.
Banking services available
The Mpgb Kumheri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8226010254.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG9053
How to transfer money using IFSC BKID0MG9053
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG9053 across all three.
NEFT to Bank of India, MPGB KUMHERI using IFSC BKID0MG9053
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG9053, and confirm that the system picks up Bank of India – MPGB KUMHERI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MPGB KUMHERI
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MPGB KUMHERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0MG9053 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB KUMHERI, use IMPS. With IFSC BKID0MG9053 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG9053 for Bank of India – MPGB KUMHERI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG9053 | Yes – BKID0MG9053 | Yes – BKID0MG9053 |
For most retail customers crediting the Mpgb Kumheri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB KUMHERI branch, the IFSC BKID0MG9053 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Kumheri branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG9053 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Mpgb Kumheri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0MG9053 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB KUMHERI:
- The IFSC is exactly BKID0MG9053 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB KUMHERI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mpgb Kumheri branch
The branch is located at VILLAGE POST KUMHERI TEH MURAINA 476221, which puts it inside Muraina, the broader Muraina district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Kumheri branch” — the verified location pin for IFSC BKID0MG9053 should appear at the top of the results.
- Confirm the branch is open by calling 91-8226010254 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG9053 and your account number.
Verifying IFSC BKID0MG9053 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG9053 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8226010254.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Kumheri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG9053, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Kumheri Branch
VILLAGE POST KUMHERI TEH MURAINA 476221
Muraina, Madhya Pradesh
Phone: 91-8226010254
IFSC: BKID0MG9053
Frequently asked questions
Where is Bank of India Mpgb Kumheri branch located?
Bank of India's Mpgb Kumheri branch is located at VILLAGE POST KUMHERI TEH MURAINA 476221, Muraina, Madhya Pradesh.
Can I use IFSC BKID0MG9053 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG9053 to send funds instantly.
Does Bank of India Mpgb Kumheri branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8226010254 to confirm.
What is the phone number of Bank of India Mpgb Kumheri branch?
You can reach the branch at 91-8226010254 during regular banking hours.
Is IFSC BKID0MG9053 the same for all accounts at Mpgb Kumheri branch?
Yes. The IFSC BKID0MG9053 is shared by every account held at Bank of India's Mpgb Kumheri branch. Only the account number changes from customer to customer.
How do I add Bank of India Mpgb Kumheri as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG9053, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0MG9053 valid for NEFT and RTGS?
Yes. IFSC BKID0MG9053 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code BKID0MG9053 belongs to Bank of India's MPGB KUMHERI branch, located at VILLAGE POST KUMHERI TEH MURAINA 476221 in MURAINA, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
