Below are the complete branch details for Bank of India, TURNER ROAD BANDRA branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0000063. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0000063 for Bank of India – TURNER ROAD BANDRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's TURNER ROAD BANDRA branch, the IFSC BKID0000063 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 000063 identifies this particular branch.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Turner Road Bandra branch — IFSC BKID0000063 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About this branch
The branch is located at 21 22 TURNER ROADBANDRA WEST. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0000063 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Turner Road Bandra |
| IFSC Code | BKID0000063 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 21 22 TURNER ROADBANDRA WEST |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 2642853726 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's TURNER ROAD BANDRA branch came to be assigned the code BKID0000063.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0000063, money simply cannot be routed to the TURNER ROAD BANDRA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Turner Road Bandra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0000063 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0000063
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000063 across all three.
NEFT to Bank of India, TURNER ROAD BANDRA using IFSC BKID0000063
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0000063, and confirm that the system picks up Bank of India – TURNER ROAD BANDRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to TURNER ROAD BANDRA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's TURNER ROAD BANDRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0000063 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India TURNER ROAD BANDRA (IFSC BKID0000063)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000063 in your mobile or internet banking app, and the money is credited to the TURNER ROAD BANDRA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000063 for Bank of India – TURNER ROAD BANDRA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000063 | Yes – BKID0000063 | Yes – BKID0000063 |
For most retail customers crediting the Turner Road Bandra branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0000063
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – TURNER ROAD BANDRA is still mapped to IFSC BKID0000063. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000063 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Turner Road Bandra branch is mapped to IFSC BKID0000063 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0000063.
Products and services
Customers walking into the Turner Road Bandra branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000063
Digital banking channels
Most day-to-day work that customers used to do at the Turner Road Bandra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0000063 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Turner Road Bandra branch sits at 21 22 TURNER ROADBANDRA WEST. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-2642853726 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0000063 and your account number.
Common mistakes to avoid when using IFSC BKID0000063
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – TURNER ROAD BANDRA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0000063. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Turner Road Bandra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0000063 continue to work without interruption.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0000063 for Bank of India – TURNER ROAD BANDRA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaTurner Road Bandra Branch
21 22 TURNER ROADBANDRA WEST
Mumbai, Maharashtra
Phone: 22-2642853726
IFSC: BKID0000063
Frequently asked questions
How do I add Bank of India Turner Road Bandra as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000063, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0000063 the same for all accounts at Turner Road Bandra branch?
Yes. The IFSC BKID0000063 is shared by every account held at Bank of India's Turner Road Bandra branch. Only the account number changes from customer to customer.
Where is Bank of India Turner Road Bandra branch located?
Bank of India's Turner Road Bandra branch is located at 21 22 TURNER ROADBANDRA WEST, Mumbai, Maharashtra.
How quickly will an NEFT transfer using BKID0000063 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Turner Road Bandra reflect within 30 minutes.
Does Bank of India Turner Road Bandra branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 22-2642853726 to confirm.
Is IFSC BKID0000063 valid for NEFT and RTGS?
Yes. IFSC BKID0000063 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0000063 is the IFSC code of Bank of India, TURNER ROAD BANDRA branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
