Below are the complete branch details for Bank of India, MULUND WEST branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0000069. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0000069 for Bank of India – MULUND WEST — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's MULUND WEST branch, the IFSC BKID0000069 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 000069 identifies this particular branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mulund West |
| IFSC Code | BKID0000069 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 1112 LALA DEVI DAYAL ROADMULUND WEST |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 2568984725 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mulund West branch — IFSC BKID0000069 — extends the bank's services to customers in and around Mumbai, Maharashtra.
About the Mulund West branch
The Mulund West branch of Bank of India is situated at 1112 LALA DEVI DAYAL ROADMULUND WEST. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0000069 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MULUND WEST of Bank of India — its own 11-character IFSC. The code BKID0000069 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000069 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0000069
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000069 across all three.
How to use IFSC BKID0000069 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MULUND WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0000069.
- Confirm the bank name auto-populates as Bank of India and the branch as MULUND WEST.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to MULUND WEST
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MULUND WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0000069 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India MULUND WEST (IFSC BKID0000069)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000069 in your mobile or internet banking app, and the money is credited to the MULUND WEST branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000069 for Bank of India – MULUND WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000069 | Yes – BKID0000069 | Yes – BKID0000069 |
For most retail customers crediting the Mulund West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0000069
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MULUND WEST is still mapped to IFSC BKID0000069. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000069 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mulund West branch is mapped to IFSC BKID0000069 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0000069.
Banking services available
The Mulund West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-2568984725.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0000069
MICR & cheque-truncation details
Cheques drawn on the Mulund West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0000069 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0000069
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MULUND WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0000069 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MULUND WEST:
- The IFSC is exactly BKID0000069 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MULUND WEST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mulund West branch sits at 1112 LALA DEVI DAYAL ROADMULUND WEST. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 22-2568984725 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0000069 and your account number.
Verifying IFSC BKID0000069 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000069 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-2568984725.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mulund West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0000069 continue to work without interruption.
Branch address & contact
Bank of IndiaMulund West Branch
1112 LALA DEVI DAYAL ROADMULUND WEST
Mumbai, Maharashtra
Phone: 22-2568984725
IFSC: BKID0000069
Frequently asked questions
How do I add Bank of India Mulund West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000069, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0000069 the same for all accounts at Mulund West branch?
Yes. The IFSC BKID0000069 is shared by every account held at Bank of India's Mulund West branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0000069 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000069 to send funds instantly.
What is the IFSC code of Bank of India Mulund West branch?
The IFSC code of Bank of India, Mulund West branch is BKID0000069. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mulund West branch but serve different purposes.
Is IFSC BKID0000069 valid for NEFT and RTGS?
Yes. IFSC BKID0000069 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Mulund West branch?
You can reach the branch at 22-2568984725 during regular banking hours.
Final notes
To recap: BKID0000069 is the IFSC code of Bank of India, MULUND WEST branch, in MUMBAI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
