Below are the complete branch details for Bank of India, JOGESHWARI EAST branch, located in MUMBAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0000164. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0000164 for Bank of India – JOGESHWARI EAST — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – JOGESHWARI EAST is BKID0000164. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000164 map to this branch in MUMBAI, MAHARASHTRA.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Jogeshwari East branch in Mumbai, Maharashtra is part of this network and uses the IFSC code BKID0000164 for all electronic settlement.
About the Jogeshwari East branch
The Jogeshwari East branch of Bank of India is situated at SHANTA MANGESH APT GR FLROPP ISMAIL COLLEGE HINDU FRIEND SOCIETY. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0000164 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Jogeshwari East |
| IFSC Code | BKID0000164 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHANTA MANGESH APT GR FLROPP ISMAIL COLLEGE HINDU FRIEND SOCIETY |
| City | Mumbai |
| District | Mumbai |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 7283233014 |
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JOGESHWARI EAST of Bank of India — its own 11-character IFSC. The code BKID0000164 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000164 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Jogeshwari East branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0000164 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0000164
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000164 across all three.
NEFT to Bank of India, JOGESHWARI EAST using IFSC BKID0000164
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0000164, and confirm that the system picks up Bank of India – JOGESHWARI EAST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JOGESHWARI EAST
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's JOGESHWARI EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0000164 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India JOGESHWARI EAST (IFSC BKID0000164)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000164 in your mobile or internet banking app, and the money is credited to the JOGESHWARI EAST branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Jogeshwari East
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0000164:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JOGESHWARI EAST is still linked to IFSC BKID0000164.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's JOGESHWARI EAST branch, the IFSC BKID0000164 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Jogeshwari East branch
Once you have an account at Bank of India – JOGESHWARI EAST, the IFSC BKID0000164 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Jogeshwari East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7283233014.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0000164
Digital banking channels
Most day-to-day work that customers used to do at the Jogeshwari East branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0000164 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Jogeshwari East branch sits at SHANTA MANGESH APT GR FLROPP ISMAIL COLLEGE HINDU FRIEND SOCIETY. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-7283233014 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0000164 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – JOGESHWARI EAST:
- The IFSC is exactly BKID0000164 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and JOGESHWARI EAST as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jogeshwari East branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0000164, however, work 24x7.
Verifying IFSC BKID0000164 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000164 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7283233014.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaJogeshwari East Branch
SHANTA MANGESH APT GR FLROPP ISMAIL COLLEGE HINDU FRIEND SOCIETY
Mumbai, Maharashtra
Phone: 91-7283233014
IFSC: BKID0000164
Frequently asked questions
Does Bank of India Jogeshwari East branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7283233014 to confirm.
Is IFSC BKID0000164 the same for all accounts at Jogeshwari East branch?
Yes. The IFSC BKID0000164 is shared by every account held at Bank of India's Jogeshwari East branch. Only the account number changes from customer to customer.
Is IFSC BKID0000164 valid for NEFT and RTGS?
Yes. IFSC BKID0000164 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Jogeshwari East as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000164, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Bank of India Jogeshwari East branch?
The IFSC code of Bank of India, Jogeshwari East branch is BKID0000164. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC BKID0000164 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000164 to send funds instantly.
What is the phone number of Bank of India Jogeshwari East branch?
You can reach the branch at 91-7283233014 during regular banking hours.
How quickly will an NEFT transfer using BKID0000164 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Jogeshwari East reflect within 30 minutes.
Summary
The IFSC code BKID0000164 belongs to Bank of India's JOGESHWARI EAST branch, located at SHANTA MANGESH APT GR FLROPP ISMAIL COLLEGE HINDU FRIEND SOCIETY in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
