This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, MANER branch in MANER. The 11-digit IFSC BKID0004404 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the MANER location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Bank of India's MANER branch, the IFSC BKID0004404 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 004404 identifies this particular branch.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Maner branch in Maner, Bihar is part of this network and uses the IFSC code BKID0004404 for all electronic settlement.
About this branch
The branch is located at NEAR TIWARI SERVICE STATIONPO MANER DISTRICT PATNA. It serves the Maner region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0004404 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Maner |
| IFSC Code | BKID0004404 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NEAR TIWARI SERVICE STATIONPO MANER DISTRICT PATNA |
| City | Maner |
| District | Maner |
| State | Bihar |
| STD Code | 6115 |
| Phone | 6115243423 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MANER branch came to be assigned the code BKID0004404.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0004404, money simply cannot be routed to the MANER branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0004404 and the account number together uniquely identify the Maner branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0004404
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0004404 across all three.
NEFT to Bank of India, MANER using IFSC BKID0004404
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0004404, and confirm that the system picks up Bank of India – MANER. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0004404
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MANER, ensure your bank's portal accepts IFSC BKID0004404 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MANER, use IMPS. With IFSC BKID0004404 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0004404 for Bank of India – MANER, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0004404 | Yes – BKID0004404 | Yes – BKID0004404 |
For most retail customers crediting the Maner branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0004404
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MANER is still mapped to IFSC BKID0004404. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0004404 and the beneficiary's account number to complete the transfer.
Account types you can open at the Maner branch
Once you have an account at Bank of India – MANER, the IFSC BKID0004404 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Maner branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6115-6115243423.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0004404
Digital banking channels
Most day-to-day work that customers used to do at the Maner branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0004404 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Maner branch sits at NEAR TIWARI SERVICE STATIONPO MANER DISTRICT PATNA. If you are travelling from outside Maner, search for the branch on a maps application using the bank name and locality, or call 6115-6115243423 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0004404 and your account number.
Common mistakes to avoid when using IFSC BKID0004404
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MANER, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0004404. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Maner are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0004404 continue to work without interruption.
Verifying IFSC BKID0004404 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0004404 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6115-6115243423.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaManer Branch
NEAR TIWARI SERVICE STATIONPO MANER DISTRICT PATNA
Maner, Bihar
Phone: 6115-6115243423
IFSC: BKID0004404
Frequently asked questions
How do I add Bank of India Maner as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0004404, and complete OTP verification. Once activated, you can transfer funds at any time.
Can I use IFSC BKID0004404 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0004404 to send funds instantly.
What is the IFSC code of Bank of India Maner branch?
The IFSC code of Bank of India, Maner branch is BKID0004404. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Maner branch located?
Bank of India's Maner branch is located at NEAR TIWARI SERVICE STATIONPO MANER DISTRICT PATNA, Maner, Bihar.
How quickly will an NEFT transfer using BKID0004404 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Maner reflect within 30 minutes.
Is IFSC BKID0004404 the same for all accounts at Maner branch?
Yes. The IFSC BKID0004404 is shared by every account held at Bank of India's Maner branch. Only the account number changes from customer to customer.
Is IFSC BKID0004404 valid for NEFT and RTGS?
Yes. IFSC BKID0004404 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Bank of India Maner branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6115-6115243423 to confirm.
Summary
The IFSC code BKID0004404 belongs to Bank of India's MANER branch, located at NEAR TIWARI SERVICE STATIONPO MANER DISTRICT PATNA in MANER, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
