If you are searching for the IFSC code of Bank of India, MPGB TALA RAMGARH branch in MAIHAR, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is BKID0MG2247. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MPGB TALA RAMGARH branch, and detailed step-by-step guides for using the IFSC BKID0MG2247 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – MPGB TALA RAMGARH is BKID0MG2247. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MG2247 map to this branch in MAIHAR, MADHYA PRADESH.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Tala Ramgarh |
| IFSC Code | BKID0MG2247 |
| MICR Code | Refer to cheque leaf |
| Branch Address | TALA RAMGARH ,TEH.AMARPATAN DISTRICT MAIHAR 485778 |
| City | Maihar |
| District | Maihar |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 8269370876 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Mpgb Tala Ramgarh branch in Maihar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0MG2247.
About this branch
The branch is located at TALA RAMGARH ,TEH.AMARPATAN DISTRICT MAIHAR 485778. It serves the Maihar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0MG2247 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MPGB TALA RAMGARH branch came to be assigned the code BKID0MG2247.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0MG2247, money simply cannot be routed to the MPGB TALA RAMGARH branch electronically.
How to transfer money using IFSC BKID0MG2247
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG2247 across all three.
NEFT to Bank of India, MPGB TALA RAMGARH using IFSC BKID0MG2247
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG2247, and confirm that the system picks up Bank of India – MPGB TALA RAMGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0MG2247
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MPGB TALA RAMGARH, ensure your bank's portal accepts IFSC BKID0MG2247 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB TALA RAMGARH, use IMPS. With IFSC BKID0MG2247 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0MG2247 for Bank of India – MPGB TALA RAMGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0MG2247 | Yes – BKID0MG2247 | Yes – BKID0MG2247 |
For most retail customers crediting the Mpgb Tala Ramgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0MG2247
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – MPGB TALA RAMGARH is still mapped to IFSC BKID0MG2247. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0MG2247 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Mpgb Tala Ramgarh branch is mapped to IFSC BKID0MG2247 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG2247.
Products and services
Customers walking into the Mpgb Tala Ramgarh branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0MG2247
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG2247 and the account number together uniquely identify the Mpgb Tala Ramgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0MG2247
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MPGB TALA RAMGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0MG2247 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC BKID0MG2247
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – MPGB TALA RAMGARH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0MG2247. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mpgb Tala Ramgarh branch
The branch is located at TALA RAMGARH ,TEH.AMARPATAN DISTRICT MAIHAR 485778, which puts it inside Maihar, the broader Maihar district, and the state of Madhya Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mpgb Tala Ramgarh branch” — the verified location pin for IFSC BKID0MG2247 should appear at the top of the results.
- Confirm the branch is open by calling 91-8269370876 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0MG2247 and your account number.
Verifying IFSC BKID0MG2247 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG2247 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8269370876.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Mpgb Tala Ramgarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0MG2247 continue to work without interruption.
Branch address & contact
Bank of IndiaMpgb Tala Ramgarh Branch
TALA RAMGARH ,TEH.AMARPATAN DISTRICT MAIHAR 485778
Maihar, Madhya Pradesh
Phone: 91-8269370876
IFSC: BKID0MG2247
Frequently asked questions
Can I use IFSC BKID0MG2247 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG2247 to send funds instantly.
How do I add Bank of India Mpgb Tala Ramgarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG2247, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Mpgb Tala Ramgarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8269370876 to confirm.
Is IFSC BKID0MG2247 valid for NEFT and RTGS?
Yes. IFSC BKID0MG2247 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of India Mpgb Tala Ramgarh branch?
The IFSC code of Bank of India, Mpgb Tala Ramgarh branch is BKID0MG2247. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Bank of India Mpgb Tala Ramgarh branch located?
Bank of India's Mpgb Tala Ramgarh branch is located at TALA RAMGARH ,TEH.AMARPATAN DISTRICT MAIHAR 485778, Maihar, Madhya Pradesh.
Summary
The IFSC code BKID0MG2247 belongs to Bank of India's MPGB TALA RAMGARH branch, located at TALA RAMGARH ,TEH.AMARPATAN DISTRICT MAIHAR 485778 in MAIHAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
