Use this page as a one-stop reference for everything related to Bank of India's MPGB AJAMAIN branch in MAIHAR, MADHYA PRADESH. The branch's IFSC code BKID0MG2266 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0MG2266 is the IFSC of Bank of India's MPGB AJAMAIN branch. The format is fixed: BKID = bank code, 0 = reserved, MG2266 = branch identifier.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mpgb Ajamain |
| IFSC Code | BKID0MG2266 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL AJMAIN, PO MAIHAR DISTRICT MAIHAR 485772 |
| City | Maihar |
| District | Maihar |
| State | Madhya Pradesh |
| STD Code | 91 |
| Phone | 6261245919 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Mpgb Ajamain branch — IFSC BKID0MG2266 — extends the bank's services to customers in and around Maihar, Madhya Pradesh.
Mpgb Ajamain branch overview
Located at VILL AJMAIN, PO MAIHAR DISTRICT MAIHAR 485772, the Mpgb Ajamain branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0MG2266 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MPGB AJAMAIN of Bank of India — its own 11-character IFSC. The code BKID0MG2266 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0MG2266 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0MG2266
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0MG2266 across all three.
NEFT to Bank of India, MPGB AJAMAIN using IFSC BKID0MG2266
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0MG2266, and confirm that the system picks up Bank of India – MPGB AJAMAIN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MPGB AJAMAIN
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's MPGB AJAMAIN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0MG2266 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MPGB AJAMAIN, use IMPS. With IFSC BKID0MG2266 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mpgb Ajamain
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0MG2266:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MPGB AJAMAIN is still linked to IFSC BKID0MG2266.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MPGB AJAMAIN branch, the IFSC BKID0MG2266 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mpgb Ajamain branch is mapped to IFSC BKID0MG2266 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0MG2266.
Banking services available
The Mpgb Ajamain branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-6261245919.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0MG2266
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0MG2266 and the account number together uniquely identify the Mpgb Ajamain branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Mpgb Ajamain branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0MG2266 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MPGB AJAMAIN:
- The IFSC is exactly BKID0MG2266 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MPGB AJAMAIN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Mpgb Ajamain branch sits at VILL AJMAIN, PO MAIHAR DISTRICT MAIHAR 485772. If you are travelling from outside Maihar, search for the branch on a maps application using the bank name and locality, or call 91-6261245919 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0MG2266 and your account number.
Verifying IFSC BKID0MG2266 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0MG2266 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-6261245919.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mpgb Ajamain branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0MG2266, however, work 24x7.
Branch address & contact
Bank of IndiaMpgb Ajamain Branch
VILL AJMAIN, PO MAIHAR DISTRICT MAIHAR 485772
Maihar, Madhya Pradesh
Phone: 91-6261245919
IFSC: BKID0MG2266
Frequently asked questions
Can I use IFSC BKID0MG2266 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0MG2266 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mpgb Ajamain branch but serve different purposes.
What is the phone number of Bank of India Mpgb Ajamain branch?
You can reach the branch at 91-6261245919 during regular banking hours.
Where is Bank of India Mpgb Ajamain branch located?
Bank of India's Mpgb Ajamain branch is located at VILL AJMAIN, PO MAIHAR DISTRICT MAIHAR 485772, Maihar, Madhya Pradesh.
How do I add Bank of India Mpgb Ajamain as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0MG2266, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0MG2266 valid for NEFT and RTGS?
Yes. IFSC BKID0MG2266 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0MG2266 the same for all accounts at Mpgb Ajamain branch?
Yes. The IFSC BKID0MG2266 is shared by every account held at Bank of India's Mpgb Ajamain branch. Only the account number changes from customer to customer.
Summary
The IFSC code BKID0MG2266 belongs to Bank of India's MPGB AJAMAIN branch, located at VILL AJMAIN, PO MAIHAR DISTRICT MAIHAR 485772 in MAIHAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
