IFSC Code of Bank of India, Rahimnagar Padiyana Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Bank of India's RAHIMNAGAR PADIYANA branch in LUCKNOW, UTTAR PRADESH. The branch's IFSC code BKID0007565 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Bank of India's RAHIMNAGAR PADIYANA branch, the IFSC BKID0007565 breaks down as follows: BKID identifies the bank, 0 is the reserved character, and 007565 identifies this particular branch.

Branch details at a glance

About the bank

Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Rahimnagar Padiyana branch in Lucknow, Uttar Pradesh is part of this network and uses the IFSC code BKID0007565 for all electronic settlement.

About this branch

The branch is located at BANK OF INDIA RAHIMNAGAR PADIYANA VILLAGE RAHIMNAGAR PADIYANA RAHIMNAGAR BLOCK SAROJINI NAGAR. It serves the Lucknow region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0007565 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's RAHIMNAGAR PADIYANA branch came to be assigned the code BKID0007565.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007565, money simply cannot be routed to the RAHIMNAGAR PADIYANA branch electronically.

How to transfer money using IFSC BKID0007565

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007565 across all three.

NEFT to Bank of India, RAHIMNAGAR PADIYANA using IFSC BKID0007565

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0007565, and confirm that the system picks up Bank of India – RAHIMNAGAR PADIYANA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAHIMNAGAR PADIYANA

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's RAHIMNAGAR PADIYANA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0007565 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India RAHIMNAGAR PADIYANA (IFSC BKID0007565)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0007565 in your mobile or internet banking app, and the money is credited to the RAHIMNAGAR PADIYANA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Rahimnagar Padiyana

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0007565:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAHIMNAGAR PADIYANA is still linked to IFSC BKID0007565.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC BKID0007565

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – RAHIMNAGAR PADIYANA is still mapped to IFSC BKID0007565. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0007565 and the beneficiary's account number to complete the transfer.

Account types you can open at the Rahimnagar Padiyana branch

Once you have an account at Bank of India – RAHIMNAGAR PADIYANA, the IFSC BKID0007565 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Rahimnagar Padiyana branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 522-9453056197.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0007565

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0007565 and the account number together uniquely identify the Rahimnagar Padiyana branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC BKID0007565

Bank of India customers can register for net banking and the bank's official mobile app once their account at the RAHIMNAGAR PADIYANA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0007565 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC BKID0007565

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – RAHIMNAGAR PADIYANA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BKID0007565.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Rahimnagar Padiyana branch sits at BANK OF INDIA RAHIMNAGAR PADIYANA VILLAGE RAHIMNAGAR PADIYANA RAHIMNAGAR BLOCK SAROJINI NAGAR. If you are travelling from outside Lucknow, search for the branch on a maps application using the bank name and locality, or call 522-9453056197 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007565 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC BKID0007565 for Bank of India – RAHIMNAGAR PADIYANA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rahimnagar Padiyana branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0007565, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0007565 belongs to Bank of India's RAHIMNAGAR PADIYANA branch, located at BANK OF INDIA RAHIMNAGAR PADIYANA VILLAGE RAHIMNAGAR PADIYANA RAHIMNAGAR BLOCK… in LUCKNOW, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.