If you are searching for the IFSC code of Bank of India, BLOCK MORE LOHARDAGA branch in LOHARDAGA, JHARKHAND, this page has every detail you need. The verified IFSC code for this branch is BKID0005907. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BLOCK MORE LOHARDAGA branch, and detailed step-by-step guides for using the IFSC BKID0005907 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – BLOCK MORE LOHARDAGA is BKID0005907. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005907 map to this branch in LOHARDAGA, JHARKHAND.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Block More Lohardaga |
| IFSC Code | BKID0005907 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BLOCK MORE AT POST LOHARDAGADISTRICT LOHARDAGA JHARKHAND835302 |
| City | Lohardaga |
| District | Lohardaga |
| State | Jharkhand |
| STD Code | 6526 |
| Phone | 6526224065 |
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Block More Lohardaga branch — IFSC BKID0005907 — extends the bank's services to customers in and around Lohardaga, Jharkhand.
About the Block More Lohardaga branch
The Block More Lohardaga branch of Bank of India is situated at BLOCK MORE AT POST LOHARDAGADISTRICT LOHARDAGA JHARKHAND835302. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005907 is used.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BLOCK MORE LOHARDAGA of Bank of India — its own 11-character IFSC. The code BKID0005907 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005907 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0005907
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005907 across all three.
How to use IFSC BKID0005907 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's BLOCK MORE LOHARDAGA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005907.
- Confirm the bank name auto-populates as Bank of India and the branch as BLOCK MORE LOHARDAGA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0005907
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – BLOCK MORE LOHARDAGA, ensure your bank's portal accepts IFSC BKID0005907 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – BLOCK MORE LOHARDAGA, use IMPS. With IFSC BKID0005907 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005907 for Bank of India – BLOCK MORE LOHARDAGA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005907 | Yes – BKID0005907 | Yes – BKID0005907 |
For most retail customers crediting the Block More Lohardaga branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's BLOCK MORE LOHARDAGA branch, the IFSC BKID0005907 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Block More Lohardaga branch
Once you have an account at Bank of India – BLOCK MORE LOHARDAGA, the IFSC BKID0005907 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Block More Lohardaga branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6526-6526224065.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005907
MICR & cheque-truncation details
Cheques drawn on the Block More Lohardaga branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005907 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC BKID0005907
Bank of India customers can register for net banking and the bank's official mobile app once their account at the BLOCK MORE LOHARDAGA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005907 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – BLOCK MORE LOHARDAGA:
- The IFSC is exactly BKID0005907 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and BLOCK MORE LOHARDAGA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Block More Lohardaga branch sits at BLOCK MORE AT POST LOHARDAGADISTRICT LOHARDAGA JHARKHAND835302. If you are travelling from outside Lohardaga, search for the branch on a maps application using the bank name and locality, or call 6526-6526224065 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005907 and your account number.
Verifying IFSC BKID0005907 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005907 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6526-6526224065.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Block More Lohardaga are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0005907 continue to work without interruption.
Branch address & contact
Bank of IndiaBlock More Lohardaga Branch
BLOCK MORE AT POST LOHARDAGADISTRICT LOHARDAGA JHARKHAND835302
Lohardaga, Jharkhand
Phone: 6526-6526224065
IFSC: BKID0005907
Frequently asked questions
What is the phone number of Bank of India Block More Lohardaga branch?
You can reach the branch at 6526-6526224065 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Block More Lohardaga branch but serve different purposes.
Where is Bank of India Block More Lohardaga branch located?
Bank of India's Block More Lohardaga branch is located at BLOCK MORE AT POST LOHARDAGADISTRICT LOHARDAGA JHARKHAND835302, Lohardaga, Jharkhand.
Is IFSC BKID0005907 valid for NEFT and RTGS?
Yes. IFSC BKID0005907 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Bank of India Block More Lohardaga as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005907, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Block More Lohardaga branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6526-6526224065 to confirm.
Final notes
To recap: BKID0005907 is the IFSC code of Bank of India, BLOCK MORE LOHARDAGA branch, in LOHARDAGA, JHARKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
