This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, LAXMI DAHIWADI branch in LAXMI DAHIWADI DIST SOLAPUR. The 11-digit IFSC BKID0000726 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the LAXMI DAHIWADI location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0000726 is the IFSC of Bank of India's LAXMI DAHIWADI branch. The format is fixed: BKID = bank code, 0 = reserved, 000726 = branch identifier.
About Bank of India
Bank of India operates a wide network of branches across India, including the Laxmi Dahiwadi branch in Laxmi Dahiwadi Dist Solapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0000726.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Laxmi Dahiwadi |
| IFSC Code | BKID0000726 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST LAXMI DAHIWADITALUKA MANGALWEDHADIST SOLAPUR |
| City | Laxmi Dahiwadi Dist Solapur |
| District | Laxmi Dahiwadi Dist Solapur |
| State | Maharashtra |
| STD Code | 2188 |
| Phone | 2188243630 |
About this branch
The branch is located at AT POST LAXMI DAHIWADITALUKA MANGALWEDHADIST SOLAPUR. It serves the Laxmi Dahiwadi Dist Solapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0000726 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LAXMI DAHIWADI of Bank of India — its own 11-character IFSC. The code BKID0000726 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000726 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Laxmi Dahiwadi branch is mapped to IFSC BKID0000726 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0000726.
Products and services
Customers walking into the Laxmi Dahiwadi branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000726
How to transfer money using IFSC BKID0000726
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000726 across all three.
How to use IFSC BKID0000726 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's LAXMI DAHIWADI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0000726.
- Confirm the bank name auto-populates as Bank of India and the branch as LAXMI DAHIWADI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0000726
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – LAXMI DAHIWADI, ensure your bank's portal accepts IFSC BKID0000726 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India LAXMI DAHIWADI (IFSC BKID0000726)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0000726 in your mobile or internet banking app, and the money is credited to the LAXMI DAHIWADI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000726 for Bank of India – LAXMI DAHIWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000726 | Yes – BKID0000726 | Yes – BKID0000726 |
For most retail customers crediting the Laxmi Dahiwadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0000726
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – LAXMI DAHIWADI is still mapped to IFSC BKID0000726. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0000726 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Laxmi Dahiwadi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0000726 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0000726 and the account number together uniquely identify the Laxmi Dahiwadi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0000726
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – LAXMI DAHIWADI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0000726. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Laxmi Dahiwadi branch sits at AT POST LAXMI DAHIWADITALUKA MANGALWEDHADIST SOLAPUR. If you are travelling from outside Laxmi Dahiwadi Dist Solapur, search for the branch on a maps application using the bank name and locality, or call 2188-2188243630 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0000726 and your account number.
Verifying IFSC BKID0000726 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000726 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2188-2188243630.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Laxmi Dahiwadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0000726 continue to work without interruption.
Branch address & contact
Bank of IndiaLaxmi Dahiwadi Branch
AT POST LAXMI DAHIWADITALUKA MANGALWEDHADIST SOLAPUR
Laxmi Dahiwadi Dist Solapur, Maharashtra
Phone: 2188-2188243630
IFSC: BKID0000726
Frequently asked questions
Does Bank of India Laxmi Dahiwadi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2188-2188243630 to confirm.
How quickly will an NEFT transfer using BKID0000726 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Laxmi Dahiwadi reflect within 30 minutes.
Where is Bank of India Laxmi Dahiwadi branch located?
Bank of India's Laxmi Dahiwadi branch is located at AT POST LAXMI DAHIWADITALUKA MANGALWEDHADIST SOLAPUR, Laxmi Dahiwadi Dist Solapur, Maharashtra.
How do I add Bank of India Laxmi Dahiwadi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000726, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0000726 valid for NEFT and RTGS?
Yes. IFSC BKID0000726 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0000726 the same for all accounts at Laxmi Dahiwadi branch?
Yes. The IFSC BKID0000726 is shared by every account held at Bank of India's Laxmi Dahiwadi branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0000726 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000726 to send funds instantly.
Summary
The IFSC code BKID0000726 belongs to Bank of India's LAXMI DAHIWADI branch, located at AT POST LAXMI DAHIWADITALUKA MANGALWEDHADIST SOLAPUR in LAXMI DAHIWADI DIST SOLAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
