If you are searching for the IFSC code of Bank of India, LATUR branch in LATUR DIST LATUR ZONE SOLAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is BKID0000641. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LATUR branch, and detailed step-by-step guides for using the IFSC BKID0000641 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0000641 is the IFSC of Bank of India's LATUR branch. The format is fixed: BKID = bank code, 0 = reserved, 000641 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Latur branch in Latur Dist Latur Zone Solapur, Maharashtra is part of this network and uses the IFSC code BKID0000641 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Latur |
| IFSC Code | BKID0000641 |
| MICR Code | Refer to cheque leaf |
| Branch Address | CHANDRANAGARKAKUSHETH UKA MARGLATUR DIST LATUR |
| City | Latur Dist Latur Zone Solapur |
| District | Latur Dist Latur Zone Solapur |
| State | Maharashtra |
| STD Code | 2382 |
| Phone | 2382245252 |
About this branch
The branch is located at CHANDRANAGARKAKUSHETH UKA MARGLATUR DIST LATUR. It serves the Latur Dist Latur Zone Solapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0000641 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LATUR of Bank of India — its own 11-character IFSC. The code BKID0000641 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0000641 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Latur branch
Once you have an account at Bank of India – LATUR, the IFSC BKID0000641 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Latur branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0000641
How to transfer money using IFSC BKID0000641
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0000641 across all three.
How to use IFSC BKID0000641 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's LATUR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0000641.
- Confirm the bank name auto-populates as Bank of India and the branch as LATUR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0000641
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – LATUR, ensure your bank's portal accepts IFSC BKID0000641 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – LATUR, use IMPS. With IFSC BKID0000641 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0000641 for Bank of India – LATUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0000641 | Yes – BKID0000641 | Yes – BKID0000641 |
For most retail customers crediting the Latur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's LATUR branch, the IFSC BKID0000641 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0000641
Bank of India customers can register for net banking and the bank's official mobile app once their account at the LATUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0000641 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Latur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0000641 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – LATUR:
- The IFSC is exactly BKID0000641 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and LATUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Latur branch
The branch is located at CHANDRANAGARKAKUSHETH UKA MARGLATUR DIST LATUR, which puts it inside Latur Dist Latur Zone Solapur, the broader Latur Dist Latur Zone Solapur district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Latur branch” — the verified location pin for IFSC BKID0000641 should appear at the top of the results.
- Confirm the branch is open by calling 2382-2382245252 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0000641 and your account number.
Verifying IFSC BKID0000641 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0000641 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2382-2382245252.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Latur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0000641 continue to work without interruption.
Branch address & contact
Bank of IndiaLatur Branch
CHANDRANAGARKAKUSHETH UKA MARGLATUR DIST LATUR
Latur Dist Latur Zone Solapur, Maharashtra
Phone: 2382-2382245252
IFSC: BKID0000641
Frequently asked questions
Where is Bank of India Latur branch located?
Bank of India's Latur branch is located at CHANDRANAGARKAKUSHETH UKA MARGLATUR DIST LATUR, Latur Dist Latur Zone Solapur, Maharashtra.
How quickly will an NEFT transfer using BKID0000641 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Latur reflect within 30 minutes.
How do I add Bank of India Latur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0000641, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0000641 valid for NEFT and RTGS?
Yes. IFSC BKID0000641 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC BKID0000641 the same for all accounts at Latur branch?
Yes. The IFSC BKID0000641 is shared by every account held at Bank of India's Latur branch. Only the account number changes from customer to customer.
Can I use IFSC BKID0000641 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0000641 to send funds instantly.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Latur branch but serve different purposes.
Final notes
To recap: BKID0000641 is the IFSC code of Bank of India, LATUR branch, in LATUR DIST LATUR ZONE SOLAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
