Below are the complete branch details for Bank of India, KURDHUNDA branch, located in KURUNDHUNDA DIST RATNAGIRI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0001426. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0001426 for Bank of India – KURDHUNDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0001426 is the IFSC of Bank of India's KURDHUNDA branch. The format is fixed: BKID = bank code, 0 = reserved, 001426 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kurdhunda branch in Kurundhunda Dist Ratnagiri, Maharashtra is part of this network and uses the IFSC code BKID0001426 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Kurdhunda |
| IFSC Code | BKID0001426 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST KURDHUNDATALUKA SANGAMESHWAR DIST RATNAGIRI |
| City | Kurundhunda Dist Ratnagiri |
| District | Kurundhunda Dist Ratnagiri |
| State | Maharashtra |
| STD Code | 2354 |
| Phone | 2354252008 |
About the Kurdhunda branch
The Kurdhunda branch of Bank of India is situated at AT POST KURDHUNDATALUKA SANGAMESHWAR DIST RATNAGIRI. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0001426 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KURDHUNDA branch came to be assigned the code BKID0001426.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0001426, money simply cannot be routed to the KURDHUNDA branch electronically.
Products and account variants supported
Every account opened at the Kurdhunda branch is mapped to IFSC BKID0001426 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0001426.
Products and services
Customers walking into the Kurdhunda branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0001426
How to transfer money using IFSC BKID0001426
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0001426 across all three.
NEFT to Bank of India, KURDHUNDA using IFSC BKID0001426
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0001426, and confirm that the system picks up Bank of India – KURDHUNDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KURDHUNDA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's KURDHUNDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0001426 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India KURDHUNDA (IFSC BKID0001426)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0001426 in your mobile or internet banking app, and the money is credited to the KURDHUNDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0001426 for Bank of India – KURDHUNDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0001426 | Yes – BKID0001426 | Yes – BKID0001426 |
For most retail customers crediting the Kurdhunda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's KURDHUNDA branch, the IFSC BKID0001426 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Kurdhunda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0001426 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Kurdhunda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0001426 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – KURDHUNDA:
- The IFSC is exactly BKID0001426 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and KURDHUNDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Kurdhunda branch
The branch is located at AT POST KURDHUNDATALUKA SANGAMESHWAR DIST RATNAGIRI, which puts it inside Kurundhunda Dist Ratnagiri, the broader Kurundhunda Dist Ratnagiri district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Kurdhunda branch” — the verified location pin for IFSC BKID0001426 should appear at the top of the results.
- Confirm the branch is open by calling 2354-2354252008 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0001426 and your account number.
Verifying IFSC BKID0001426 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0001426 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 2354-2354252008.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kurdhunda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0001426, however, work 24x7.
Branch address & contact
Bank of IndiaKurdhunda Branch
AT POST KURDHUNDATALUKA SANGAMESHWAR DIST RATNAGIRI
Kurundhunda Dist Ratnagiri, Maharashtra
Phone: 2354-2354252008
IFSC: BKID0001426
Frequently asked questions
How quickly will an NEFT transfer using BKID0001426 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Kurdhunda reflect within 30 minutes.
What is the IFSC code of Bank of India Kurdhunda branch?
The IFSC code of Bank of India, Kurdhunda branch is BKID0001426. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kurdhunda branch but serve different purposes.
Does Bank of India Kurdhunda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2354-2354252008 to confirm.
Where is Bank of India Kurdhunda branch located?
Bank of India's Kurdhunda branch is located at AT POST KURDHUNDATALUKA SANGAMESHWAR DIST RATNAGIRI, Kurundhunda Dist Ratnagiri, Maharashtra.
Is IFSC BKID0001426 valid for NEFT and RTGS?
Yes. IFSC BKID0001426 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0001426 is the IFSC code of Bank of India, KURDHUNDA branch, in KURUNDHUNDA DIST RATNAGIRI, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
