Use this page as a one-stop reference for everything related to Bank of India's KUARMUNDA branch in KUARMUNDA DIST SUNDERGARH, ODISHA. The branch's IFSC code BKID0005211 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – KUARMUNDA is BKID0005211. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005211 map to this branch in KUARMUNDA DIST SUNDERGARH, ODISHA.
About Bank of India
Bank of India operates a wide network of branches across India, including the Kuarmunda branch in Kuarmunda Dist Sundergarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005211.
About the Kuarmunda branch
The Kuarmunda branch of Bank of India is situated at AT POST KUARMUNDADISTRICT SUNDERGARH. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code BKID0005211 is used.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Kuarmunda |
| IFSC Code | BKID0005211 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT POST KUARMUNDADISTRICT SUNDERGARH |
| City | Kuarmunda Dist Sundergarh |
| District | Kuarmunda Dist Sundergarh |
| State | Odisha |
| STD Code | 661 |
| Phone | 6612618335 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KUARMUNDA branch came to be assigned the code BKID0005211.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0005211, money simply cannot be routed to the KUARMUNDA branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Kuarmunda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0005211 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0005211
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005211 across all three.
How to use IFSC BKID0005211 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's KUARMUNDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0005211.
- Confirm the bank name auto-populates as Bank of India and the branch as KUARMUNDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0005211
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – KUARMUNDA, ensure your bank's portal accepts IFSC BKID0005211 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India KUARMUNDA (IFSC BKID0005211)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005211 in your mobile or internet banking app, and the money is credited to the KUARMUNDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005211 for Bank of India – KUARMUNDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005211 | Yes – BKID0005211 | Yes – BKID0005211 |
For most retail customers crediting the Kuarmunda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's KUARMUNDA branch, the IFSC BKID0005211 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kuarmunda branch is mapped to IFSC BKID0005211 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005211.
Banking services available
The Kuarmunda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 661-6612618335.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005211
Online banking and IFSC BKID0005211
Bank of India customers can register for net banking and the bank's official mobile app once their account at the KUARMUNDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005211 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Kuarmunda branch
The branch is located at AT POST KUARMUNDADISTRICT SUNDERGARH, which puts it inside Kuarmunda Dist Sundergarh, the broader Kuarmunda Dist Sundergarh district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Kuarmunda branch” — the verified location pin for IFSC BKID0005211 should appear at the top of the results.
- Confirm the branch is open by calling 661-6612618335 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0005211 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – KUARMUNDA:
- The IFSC is exactly BKID0005211 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and KUARMUNDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kuarmunda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005211, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC BKID0005211 for Bank of India – KUARMUNDA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Bank of IndiaKuarmunda Branch
AT POST KUARMUNDADISTRICT SUNDERGARH
Kuarmunda Dist Sundergarh, Odisha
Phone: 661-6612618335
IFSC: BKID0005211
Frequently asked questions
What is the IFSC code of Bank of India Kuarmunda branch?
The IFSC code of Bank of India, Kuarmunda branch is BKID0005211. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How quickly will an NEFT transfer using BKID0005211 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Kuarmunda reflect within 30 minutes.
Does Bank of India Kuarmunda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 661-6612618335 to confirm.
How do I add Bank of India Kuarmunda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005211, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Bank of India Kuarmunda branch?
You can reach the branch at 661-6612618335 during regular banking hours.
Where is Bank of India Kuarmunda branch located?
Bank of India's Kuarmunda branch is located at AT POST KUARMUNDADISTRICT SUNDERGARH, Kuarmunda Dist Sundergarh, Odisha.
Is IFSC BKID0005211 the same for all accounts at Kuarmunda branch?
Yes. The IFSC BKID0005211 is shared by every account held at Bank of India's Kuarmunda branch. Only the account number changes from customer to customer.
Final notes
To recap: BKID0005211 is the IFSC code of Bank of India, KUARMUNDA branch, in KUARMUNDA DIST SUNDERGARH, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
