If you are searching for the IFSC code of Bank of India, KUAKHIA branch in KUAKHIA, ODISHA, this page has every detail you need. The verified IFSC code for this branch is BKID0005375. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KUAKHIA branch, and detailed step-by-step guides for using the IFSC BKID0005375 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – KUAKHIA is BKID0005375. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 005375 map to this branch in KUAKHIA, ODISHA.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Kuakhia |
| IFSC Code | BKID0005375 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT KUAKHIA,CHANDIPUR PO-RASULPUR DIST-JAJPUR PIN-755009 |
| City | Kuakhia |
| District | Jajpur |
| State | Odisha |
| STD Code | 91 |
| Phone | 9348387025 |
About Bank of India
Bank of India operates a wide network of branches across India, including the Kuakhia branch in Kuakhia. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, BKID0005375.
Kuakhia branch overview
Located at AT KUAKHIA,CHANDIPUR PO-RASULPUR DIST-JAJPUR PIN-755009, the Kuakhia branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0005375 is required for all interbank electronic transfers routed through this branch.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KUAKHIA of Bank of India — its own 11-character IFSC. The code BKID0005375 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005375 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC BKID0005375
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005375 across all three.
NEFT to Bank of India, KUAKHIA using IFSC BKID0005375
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005375, and confirm that the system picks up Bank of India – KUAKHIA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KUAKHIA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's KUAKHIA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0005375 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India KUAKHIA (IFSC BKID0005375)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0005375 in your mobile or internet banking app, and the money is credited to the KUAKHIA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0005375 for Bank of India – KUAKHIA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0005375 | Yes – BKID0005375 | Yes – BKID0005375 |
For most retail customers crediting the Kuakhia branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's KUAKHIA branch, the IFSC BKID0005375 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Kuakhia branch is mapped to IFSC BKID0005375 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005375.
Banking services available
The Kuakhia branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9348387025.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0005375
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005375 and the account number together uniquely identify the Kuakhia branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Kuakhia branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC BKID0005375 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – KUAKHIA:
- The IFSC is exactly BKID0005375 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and KUAKHIA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kuakhia branch sits at AT KUAKHIA,CHANDIPUR PO-RASULPUR DIST-JAJPUR PIN-755009. If you are travelling from outside Kuakhia, search for the branch on a maps application using the bank name and locality, or call 91-9348387025 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005375 and your account number.
Verifying IFSC BKID0005375 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005375 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9348387025.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kuakhia branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005375, however, work 24x7.
Branch address & contact
Bank of IndiaKuakhia Branch
AT KUAKHIA,CHANDIPUR PO-RASULPUR DIST-JAJPUR PIN-755009
Kuakhia, Odisha
Phone: 91-9348387025
IFSC: BKID0005375
Frequently asked questions
Is IFSC BKID0005375 valid for NEFT and RTGS?
Yes. IFSC BKID0005375 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Bank of India Kuakhia branch?
The IFSC code of Bank of India, Kuakhia branch is BKID0005375. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0005375 the same for all accounts at Kuakhia branch?
Yes. The IFSC BKID0005375 is shared by every account held at Bank of India's Kuakhia branch. Only the account number changes from customer to customer.
Where is Bank of India Kuakhia branch located?
Bank of India's Kuakhia branch is located at AT KUAKHIA,CHANDIPUR PO-RASULPUR DIST-JAJPUR PIN-755009, Kuakhia, Odisha.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kuakhia branch but serve different purposes.
How quickly will an NEFT transfer using BKID0005375 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Kuakhia reflect within 30 minutes.
Summary
The IFSC code BKID0005375 belongs to Bank of India's KUAKHIA branch, located at AT KUAKHIA,CHANDIPUR PO-RASULPUR DIST-JAJPUR PIN-755009 in KUAKHIA, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
