IFSC Code of Bank of India, Raj Bhavan Road Branch, Rajasthan

This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, RAJ BHAVAN ROAD branch in KOTA. The 11-digit IFSC BKID0007486 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the RAJ BHAVAN ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Bank of India – RAJ BHAVAN ROAD is BKID0007486. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 007486 map to this branch in KOTA, RAJASTHAN.

Bank profile

Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Raj Bhavan Road branch — IFSC BKID0007486 — extends the bank's services to customers in and around Kota, Rajasthan.

Branch details at a glance

Raj Bhavan Road branch overview

Located at RAJ BHAVAN ROADDIST AND SESSION COURT CAMPUSNAYAPURAKOTARAJASTHAN 324001, the Raj Bhavan Road branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0007486 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's RAJ BHAVAN ROAD branch came to be assigned the code BKID0007486.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0007486, money simply cannot be routed to the RAJ BHAVAN ROAD branch electronically.

Products and account variants supported

Every account opened at the Raj Bhavan Road branch is mapped to IFSC BKID0007486 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains BKID0007486.

Products and services

Customers walking into the Raj Bhavan Road branch can access most of Bank of India's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC BKID0007486

How to transfer money using IFSC BKID0007486

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0007486 across all three.

NEFT to Bank of India, RAJ BHAVAN ROAD using IFSC BKID0007486

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0007486, and confirm that the system picks up Bank of India – RAJ BHAVAN ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAJ BHAVAN ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's RAJ BHAVAN ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0007486 while initiating the transfer and the credit will appear within minutes.

IMPS to Bank of India RAJ BHAVAN ROAD (IFSC BKID0007486)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0007486 in your mobile or internet banking app, and the money is credited to the RAJ BHAVAN ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Raj Bhavan Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0007486:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAJ BHAVAN ROAD is still linked to IFSC BKID0007486.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's RAJ BHAVAN ROAD branch, the IFSC BKID0007486 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC BKID0007486

Bank of India customers can register for net banking and the bank's official mobile app once their account at the RAJ BHAVAN ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0007486 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Raj Bhavan Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0007486 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC BKID0007486

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – RAJ BHAVAN ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: BKID0007486.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Raj Bhavan Road branch sits at RAJ BHAVAN ROADDIST AND SESSION COURT CAMPUSNAYAPURAKOTARAJASTHAN 324001. If you are travelling from outside Kota, search for the branch on a maps application using the bank name and locality, or call 91-9638576519 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0007486 and your account number.

Verifying IFSC BKID0007486 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0007486 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9638576519.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Raj Bhavan Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0007486 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code BKID0007486 belongs to Bank of India's RAJ BHAVAN ROAD branch, located at RAJ BHAVAN ROADDIST AND SESSION COURT CAMPUSNAYAPURAKOTARAJASTHAN 324001 in KOTA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.