Use this page as a one-stop reference for everything related to Bank of India's MAHAVIR NAGAR branch in KOTA, RAJASTHAN. The branch's IFSC code BKID0006637 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0006637 is the IFSC of Bank of India's MAHAVIR NAGAR branch. The format is fixed: BKID = bank code, 0 = reserved, 006637 = branch identifier.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mahavir Nagar branch in Kota, Rajasthan is part of this network and uses the IFSC code BKID0006637 for all electronic settlement.
Mahavir Nagar branch overview
Located at MPA 44MAHAVIR NAGAR IIRANGBARI MAIN ROADKOTA RAJASTHANPINCODE324005, the Mahavir Nagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0006637 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Mahavir Nagar |
| IFSC Code | BKID0006637 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MPA 44MAHAVIR NAGAR IIRANGBARI MAIN ROADKOTA RAJASTHANPINCODE324005 |
| City | Kota |
| District | Kota |
| State | Rajasthan |
| STD Code | 744 |
| Phone | 7442433700 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's MAHAVIR NAGAR branch came to be assigned the code BKID0006637.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006637, money simply cannot be routed to the MAHAVIR NAGAR branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0006637 and the account number together uniquely identify the Mahavir Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC BKID0006637
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006637 across all three.
How to use IFSC BKID0006637 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's MAHAVIR NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0006637.
- Confirm the bank name auto-populates as Bank of India and the branch as MAHAVIR NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC BKID0006637
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – MAHAVIR NAGAR, ensure your bank's portal accepts IFSC BKID0006637 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – MAHAVIR NAGAR, use IMPS. With IFSC BKID0006637 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0006637 for Bank of India – MAHAVIR NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0006637 | Yes – BKID0006637 | Yes – BKID0006637 |
For most retail customers crediting the Mahavir Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's MAHAVIR NAGAR branch, the IFSC BKID0006637 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Mahavir Nagar branch is mapped to IFSC BKID0006637 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006637.
Banking services available
The Mahavir Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 744-7442433700.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0006637
Online banking and IFSC BKID0006637
Bank of India customers can register for net banking and the bank's official mobile app once their account at the MAHAVIR NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0006637 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mahavir Nagar branch
The branch is located at MPA 44MAHAVIR NAGAR IIRANGBARI MAIN ROADKOTA RAJASTHANPINCODE324005, which puts it inside Kota, the broader Kota district, and the state of Rajasthan. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Mahavir Nagar branch” — the verified location pin for IFSC BKID0006637 should appear at the top of the results.
- Confirm the branch is open by calling 744-7442433700 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0006637 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – MAHAVIR NAGAR:
- The IFSC is exactly BKID0006637 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and MAHAVIR NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Mahavir Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0006637 continue to work without interruption.
Verifying IFSC BKID0006637 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0006637 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 744-7442433700.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaMahavir Nagar Branch
MPA 44MAHAVIR NAGAR IIRANGBARI MAIN ROADKOTA RAJASTHANPINCODE324005
Kota, Rajasthan
Phone: 744-7442433700
IFSC: BKID0006637
Frequently asked questions
How quickly will an NEFT transfer using BKID0006637 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Mahavir Nagar reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mahavir Nagar branch but serve different purposes.
Can I use IFSC BKID0006637 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0006637 to send funds instantly.
What is the IFSC code of Bank of India Mahavir Nagar branch?
The IFSC code of Bank of India, Mahavir Nagar branch is BKID0006637. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0006637 valid for NEFT and RTGS?
Yes. IFSC BKID0006637 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Bank of India Mahavir Nagar branch located?
Bank of India's Mahavir Nagar branch is located at MPA 44MAHAVIR NAGAR IIRANGBARI MAIN ROADKOTA RAJASTHANPINCODE324005, Kota, Rajasthan.
What is the phone number of Bank of India Mahavir Nagar branch?
You can reach the branch at 744-7442433700 during regular banking hours.
Final notes
To recap: BKID0006637 is the IFSC code of Bank of India, MAHAVIR NAGAR branch, in KOTA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
