Use this page as a one-stop reference for everything related to Bank of India's INDUSTRIAL AREA KOTA branch in KOTA, RAJASTHAN. The branch's IFSC code BKID0006621 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – INDUSTRIAL AREA KOTA is BKID0006621. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 006621 map to this branch in KOTA, RAJASTHAN.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Industrial Area Kota |
| IFSC Code | BKID0006621 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO18 P B NO 124AERODROME CIRCLE |
| City | Kota |
| District | Kota |
| State | Rajasthan |
| STD Code | 744 |
| Phone | 7442361121 |
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Industrial Area Kota branch in Kota, Rajasthan is part of this network and uses the IFSC code BKID0006621 for all electronic settlement.
Industrial Area Kota branch overview
Located at PLOT NO18 P B NO 124AERODROME CIRCLE, the Industrial Area Kota branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0006621 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's INDUSTRIAL AREA KOTA branch came to be assigned the code BKID0006621.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0006621, money simply cannot be routed to the INDUSTRIAL AREA KOTA branch electronically.
How to transfer money using IFSC BKID0006621
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0006621 across all three.
How to use IFSC BKID0006621 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Bank of India's INDUSTRIAL AREA KOTA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC BKID0006621.
- Confirm the bank name auto-populates as Bank of India and the branch as INDUSTRIAL AREA KOTA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to INDUSTRIAL AREA KOTA
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's INDUSTRIAL AREA KOTA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0006621 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India INDUSTRIAL AREA KOTA (IFSC BKID0006621)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0006621 in your mobile or internet banking app, and the money is credited to the INDUSTRIAL AREA KOTA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Industrial Area Kota
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0006621:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at INDUSTRIAL AREA KOTA is still linked to IFSC BKID0006621.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0006621
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – INDUSTRIAL AREA KOTA is still mapped to IFSC BKID0006621. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0006621 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Industrial Area Kota branch is mapped to IFSC BKID0006621 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0006621.
Banking services available
The Industrial Area Kota branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 744-7442361121.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0006621
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0006621 and the account number together uniquely identify the Industrial Area Kota branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC BKID0006621
Bank of India customers can register for net banking and the bank's official mobile app once their account at the INDUSTRIAL AREA KOTA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0006621 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Bank of India – INDUSTRIAL AREA KOTA:
- The IFSC is exactly BKID0006621 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Bank of India as the bank name and INDUSTRIAL AREA KOTA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Industrial Area Kota branch sits at PLOT NO18 P B NO 124AERODROME CIRCLE. If you are travelling from outside Kota, search for the branch on a maps application using the bank name and locality, or call 744-7442361121 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0006621 and your account number.
Verifying IFSC BKID0006621 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0006621 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 744-7442361121.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Industrial Area Kota branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0006621, however, work 24x7.
Branch address & contact
Bank of IndiaIndustrial Area Kota Branch
PLOT NO18 P B NO 124AERODROME CIRCLE
Kota, Rajasthan
Phone: 744-7442361121
IFSC: BKID0006621
Frequently asked questions
What is the phone number of Bank of India Industrial Area Kota branch?
You can reach the branch at 744-7442361121 during regular banking hours.
How quickly will an NEFT transfer using BKID0006621 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Industrial Area Kota reflect within 30 minutes.
Is IFSC BKID0006621 the same for all accounts at Industrial Area Kota branch?
Yes. The IFSC BKID0006621 is shared by every account held at Bank of India's Industrial Area Kota branch. Only the account number changes from customer to customer.
Does Bank of India Industrial Area Kota branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 744-7442361121 to confirm.
Where is Bank of India Industrial Area Kota branch located?
Bank of India's Industrial Area Kota branch is located at PLOT NO18 P B NO 124AERODROME CIRCLE, Kota, Rajasthan.
Is IFSC BKID0006621 valid for NEFT and RTGS?
Yes. IFSC BKID0006621 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: BKID0006621 is the IFSC code of Bank of India, INDUSTRIAL AREA KOTA branch, in KOTA, RAJASTHAN. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
