If you are searching for the IFSC code of Bank of India, KILLUKOTTAI branch in KILLUKOTTAI DIST PUDUKOTTAI, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is BKID0008180. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KILLUKOTTAI branch, and detailed step-by-step guides for using the IFSC BKID0008180 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – KILLUKOTTAI is BKID0008180. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 008180 map to this branch in KILLUKOTTAI DIST PUDUKOTTAI, TAMIL NADU.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Killukottai branch — IFSC BKID0008180 — extends the bank's services to customers in and around Killukottai Dist Pudukottai, Tamil Nadu.
Killukottai branch overview
Located at 6053 MAIN ROADKILLUKOTTAI DIST PUDUKOTTAI, the Killukottai branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC BKID0008180 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Killukottai |
| IFSC Code | BKID0008180 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 6053 MAIN ROADKILLUKOTTAI DIST PUDUKOTTAI |
| City | Killukottai Dist Pudukottai |
| District | Killukottai Dist Pudukottai |
| State | Tamil Nadu |
| STD Code | 4339 |
| Phone | 4339246207 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KILLUKOTTAI branch came to be assigned the code BKID0008180.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0008180, money simply cannot be routed to the KILLUKOTTAI branch electronically.
MICR & cheque-truncation details
Cheques drawn on the Killukottai branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC BKID0008180 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC BKID0008180
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0008180 across all three.
NEFT to Bank of India, KILLUKOTTAI using IFSC BKID0008180
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0008180, and confirm that the system picks up Bank of India – KILLUKOTTAI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0008180
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – KILLUKOTTAI, ensure your bank's portal accepts IFSC BKID0008180 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Bank of India KILLUKOTTAI (IFSC BKID0008180)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0008180 in your mobile or internet banking app, and the money is credited to the KILLUKOTTAI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC BKID0008180 for Bank of India – KILLUKOTTAI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – BKID0008180 | Yes – BKID0008180 | Yes – BKID0008180 |
For most retail customers crediting the Killukottai branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC BKID0008180
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – KILLUKOTTAI is still mapped to IFSC BKID0008180. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0008180 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Killukottai branch is mapped to IFSC BKID0008180 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0008180.
Products and services
Customers walking into the Killukottai branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0008180
Online banking and IFSC BKID0008180
Bank of India customers can register for net banking and the bank's official mobile app once their account at the KILLUKOTTAI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0008180 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Killukottai branch
The branch is located at 6053 MAIN ROADKILLUKOTTAI DIST PUDUKOTTAI, which puts it inside Killukottai Dist Pudukottai, the broader Killukottai Dist Pudukottai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Bank of India Killukottai branch” — the verified location pin for IFSC BKID0008180 should appear at the top of the results.
- Confirm the branch is open by calling 4339-4339246207 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC BKID0008180 and your account number.
Common mistakes to avoid when using IFSC BKID0008180
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – KILLUKOTTAI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0008180. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Killukottai branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0008180, however, work 24x7.
Verifying IFSC BKID0008180 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0008180 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 4339-4339246207.
- Visiting the bank's official branch locator page.
Branch address & contact
Bank of IndiaKillukottai Branch
6053 MAIN ROADKILLUKOTTAI DIST PUDUKOTTAI
Killukottai Dist Pudukottai, Tamil Nadu
Phone: 4339-4339246207
IFSC: BKID0008180
Frequently asked questions
What is the IFSC code of Bank of India Killukottai branch?
The IFSC code of Bank of India, Killukottai branch is BKID0008180. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC BKID0008180 valid for NEFT and RTGS?
Yes. IFSC BKID0008180 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Killukottai branch but serve different purposes.
How do I add Bank of India Killukottai as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0008180, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Killukottai branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 4339-4339246207 to confirm.
How quickly will an NEFT transfer using BKID0008180 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Killukottai reflect within 30 minutes.
What is the phone number of Bank of India Killukottai branch?
You can reach the branch at 4339-4339246207 during regular banking hours.
Is IFSC BKID0008180 the same for all accounts at Killukottai branch?
Yes. The IFSC BKID0008180 is shared by every account held at Bank of India's Killukottai branch. Only the account number changes from customer to customer.
Summary
The IFSC code BKID0008180 belongs to Bank of India's KILLUKOTTAI branch, located at 6053 MAIN ROADKILLUKOTTAI DIST PUDUKOTTAI in KILLUKOTTAI DIST PUDUKOTTAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
