Below are the complete branch details for Bank of India, KHORDA branch, located in KHORDA ODISHA, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is BKID0005569. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case BKID0005569 for Bank of India – KHORDA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, BKID0005569 is the IFSC of Bank of India's KHORDA branch. The format is fixed: BKID = bank code, 0 = reserved, 005569 = branch identifier.
Bank profile
Bank of India is among the recognised banks listed on the Reserve Bank of India's payments network. The Khorda branch — IFSC BKID0005569 — extends the bank's services to customers in and around Khorda Odisha, Odisha.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Khorda |
| IFSC Code | BKID0005569 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO6481168 MZJAJARSINGH GODI POKHARINEW COLONY MAIN ROAD DISTKHORDA |
| City | Khorda Odisha |
| District | Khordaodisha |
| State | Odisha |
| STD Code | 6755 |
| Phone | 6755220996 |
About this branch
The branch is located at PLOT NO6481168 MZJAJARSINGH GODI POKHARINEW COLONY MAIN ROAD DISTKHORDA. It serves the Khorda Odisha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0005569 is used to identify this branch on the RBI payments network.
Why every Bank of India branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KHORDA of Bank of India — its own 11-character IFSC. The code BKID0005569 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC BKID0005569 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Khorda branch is mapped to IFSC BKID0005569 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0005569.
Products and services
Customers walking into the Khorda branch can access most of Bank of India's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC BKID0005569
How to transfer money using IFSC BKID0005569
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0005569 across all three.
NEFT to Bank of India, KHORDA using IFSC BKID0005569
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0005569, and confirm that the system picks up Bank of India – KHORDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC BKID0005569
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Bank of India – KHORDA, ensure your bank's portal accepts IFSC BKID0005569 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Bank of India – KHORDA, use IMPS. With IFSC BKID0005569 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Khorda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0005569:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KHORDA is still linked to IFSC BKID0005569.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC BKID0005569
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Bank of India – KHORDA is still mapped to IFSC BKID0005569. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC BKID0005569 and the beneficiary's account number to complete the transfer.
Online banking and IFSC BKID0005569
Bank of India customers can register for net banking and the bank's official mobile app once their account at the KHORDA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0005569 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0005569 and the account number together uniquely identify the Khorda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0005569
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – KHORDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0005569. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Khorda branch sits at PLOT NO6481168 MZJAJARSINGH GODI POKHARINEW COLONY MAIN ROAD DISTKHORDA. If you are travelling from outside Khorda Odisha, search for the branch on a maps application using the bank name and locality, or call 6755-6755220996 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0005569 and your account number.
Verifying IFSC BKID0005569 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0005569 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6755-6755220996.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Khorda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC BKID0005569, however, work 24x7.
Branch address & contact
Bank of IndiaKhorda Branch
PLOT NO6481168 MZJAJARSINGH GODI POKHARINEW COLONY MAIN ROAD DISTKHORDA
Khorda Odisha, Odisha
Phone: 6755-6755220996
IFSC: BKID0005569
Frequently asked questions
Can I use IFSC BKID0005569 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0005569 to send funds instantly.
Does Bank of India Khorda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6755-6755220996 to confirm.
How do I add Bank of India Khorda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0005569, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC BKID0005569 the same for all accounts at Khorda branch?
Yes. The IFSC BKID0005569 is shared by every account held at Bank of India's Khorda branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using BKID0005569 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Bank of India – Khorda reflect within 30 minutes.
Is IFSC BKID0005569 valid for NEFT and RTGS?
Yes. IFSC BKID0005569 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Bank of India Khorda branch?
You can reach the branch at 6755-6755220996 during regular banking hours.
Final notes
To recap: BKID0005569 is the IFSC code of Bank of India, KHORDA branch, in KHORDA ODISHA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
