This page lists the IFSC code, branch address, contact number and fund-transfer information for Bank of India, KESUR branch in KESUR DIST DHAR. The 11-digit IFSC BKID0009806 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Bank of India at the KESUR location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Bank of India – KESUR is BKID0009806. The first four letters BKID are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 009806 map to this branch in KESUR DIST DHAR, MADHYA PRADESH.
About the bank
Bank of India serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kesur branch in Kesur Dist Dhar, Madhya Pradesh is part of this network and uses the IFSC code BKID0009806 for all electronic settlement.
Branch details at a glance
| Bank Name | Bank of India |
|---|---|
| Branch | Kesur |
| IFSC Code | BKID0009806 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SADAR BAZARAT P O KESUR DIST DHAR |
| City | Kesur Dist Dhar |
| District | Kesur Dist Dhar |
| State | Madhya Pradesh |
| STD Code | 7292 |
| Phone | 7292274223 |
About this branch
The branch is located at SADAR BAZARAT P O KESUR DIST DHAR. It serves the Kesur Dist Dhar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Bank of India. The IFSC BKID0009806 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Bank of India's KESUR branch came to be assigned the code BKID0009806.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC BKID0009806, money simply cannot be routed to the KESUR branch electronically.
Products and account variants supported
Every account opened at the Kesur branch is mapped to IFSC BKID0009806 on the RBI payments network. The branch generally supports the full retail product catalogue of Bank of India, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains BKID0009806.
Banking services available
The Kesur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 7292-7292274223.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC BKID0009806
How to transfer money using IFSC BKID0009806
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC BKID0009806 across all three.
NEFT to Bank of India, KESUR using IFSC BKID0009806
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC BKID0009806, and confirm that the system picks up Bank of India – KESUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to KESUR
If you need to transfer ₹2 lakh or more in one go to an account at Bank of India's KESUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC BKID0009806 while initiating the transfer and the credit will appear within minutes.
IMPS to Bank of India KESUR (IFSC BKID0009806)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC BKID0009806 in your mobile or internet banking app, and the money is credited to the KESUR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Kesur
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC BKID0009806:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at KESUR is still linked to IFSC BKID0009806.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Bank of India's KESUR branch, the IFSC BKID0009806 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC BKID0009806
Bank of India customers can register for net banking and the bank's official mobile app once their account at the KESUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC BKID0009806 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Bank of India carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC BKID0009806 and the account number together uniquely identify the Kesur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC BKID0009806
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Bank of India – KESUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
BKID0009806. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Kesur branch sits at SADAR BAZARAT P O KESUR DIST DHAR. If you are travelling from outside Kesur Dist Dhar, search for the branch on a maps application using the bank name and locality, or call 7292-7292274223 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC BKID0009806 and your account number.
Verifying IFSC BKID0009806 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm BKID0009806 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 7292-7292274223.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kesur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to BKID0009806 continue to work without interruption.
Branch address & contact
Bank of IndiaKesur Branch
SADAR BAZARAT P O KESUR DIST DHAR
Kesur Dist Dhar, Madhya Pradesh
Phone: 7292-7292274223
IFSC: BKID0009806
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Kesur branch but serve different purposes.
Where is Bank of India Kesur branch located?
Bank of India's Kesur branch is located at SADAR BAZARAT P O KESUR DIST DHAR, Kesur Dist Dhar, Madhya Pradesh.
Can I use IFSC BKID0009806 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC BKID0009806 to send funds instantly.
How do I add Bank of India Kesur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC BKID0009806, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Bank of India Kesur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 7292-7292274223 to confirm.
Is IFSC BKID0009806 the same for all accounts at Kesur branch?
Yes. The IFSC BKID0009806 is shared by every account held at Bank of India's Kesur branch. Only the account number changes from customer to customer.
Summary
The IFSC code BKID0009806 belongs to Bank of India's KESUR branch, located at SADAR BAZARAT P O KESUR DIST DHAR in KESUR DIST DHAR, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
